In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.
Has anyone else started to forget what day or month it is? With COVID-19 throwing our usual routines out the window, the kids are starting to get antsy. Kids need guidance and boundaries to feel safe and understand that rules are still in force. This is a good time to set wake-up times so everyone is up and out of bed by a reasonable hour, implement additional chores, and enforce homework expectations. It’s also time to engage them in family activities that will create great memories and help them manage their screen time so they don’t start bad habits.
A lot of things happen when you hit your thirties. Most are great, some are sobering, and all of them make you aware of the fact that you’re aging, for better or worse.
If you’ve played the board game Monopoly, you have probably experienced the heated arguments, flipped boards, and endless play time that normally comes with it. But what you may not know about Monopoly is these horrible experiences we have are all part of the game.
In the last 10 years, we have made huge leaps in the accessibility of cat videos; there are now even festivals for watching internet cat videos. Weirdly, this access to recreational media is driving expectations of banking technology.
Sign up for our blog and get Six Tips for Improving Your Credit Score free!
For preteens, saving money is like any other skill they will learn—practice makes perfect. To teach your child how to save money, encourage them to make it a habit. If you can get them to practice the fine art of saving, eventually they will do it on their own without reminders. Youth are consumers too, and learning the basics will help them become smart spenders. It will also help them form a foundation for building good credit later in life.
Finding an Apartment off-Campus – Not as Easy as It Seems I could not help but smile as I read this article in U.S. News & World Report, Money by Geoff Williams about helping your college kid through the apartment rental experience. With two children in college, I have newly earned experience with apartment hunting. This is how the article opens: You probably thought getting your kid into a college was the hardest thing about college, and, well, it probably was. But as you've likely discovered, your young adult is still young and could use your help at times – like when it's time to look for an apartment. Your kid is finally entering the real world, and as you know, the real world isn't always as warm and friendly as we'd like it to be. So if you'd like your kid to avoid renting from a con artist or signing a lease that he or she doesn't understand, you have a lot to think about. We were fortunate enough to avoid the con artists (though I encourage you to read Geoff’s article to learn more about that common scenario). However, my daughter’s first rental experience was a learning adventure that I’d like to help you avoid by sharing our story and some tips to help you get it right the first time.