Financial and Lifestyle Resources for Vermont

According to AAA, the average cost of car ownership is roughly $8,000 per year. Fuel and repair costs are increasing, and transportation is often the largest household budget item for a Vermont family when factoring in car payment, insurance, repairs, and fuel.

You’re in your car with the windows rolled down. The wind is blowing your hair and the song “Happy” by Pharrell Williams comes on the radio. You start singing and thinking about how amazing a road trip would be with some friends.

Discussions about money can feel taboo, so it’s easy to feel alone when you have financial issues and hard to know who to ask for advice. Besides confiding in a trusted representative at your credit union or bank, below are some ideas that may help you recover from common money mistakes and reduce your anxiety so you can start saving again.   

Did you know that April is National Car Care Month?  It is! And there's no better time of year to start thinking about your vehicle. By caring for your vehicle monthly, using this car maintenance checklist, you will help reduce stress and expenses associated with your vehicle and possibly help conserve energy. People often think car care costs a lot, so I want to share this car maintenance checklist to help you take care of your vehicle without breaking the bank!

A lot of things happen when you hit your thirties. Most are great, some are sobering, and all of them make you aware of the fact that you’re aging, for better or worse.

Homeowners have what seems like a never-ending list of need-to-do and want-to-do home improvement projects. From regular maintenance and repairs to protect your home’s value, to bathroom updates or additions to potentially increase value. The reality is that all renovations and repairs cost money and there is some serious time and planning involved if you want the project done right.

The idea of leading a balanced life is not a new idea. We are more fulfilled when we achieve balance in all areas our life, including our work, personal relationships, family, and finances.

The gender pay gap has been a topic of conversation and concern for years. Statistically, women make about 80 cents for every dollar earned by a man (20% less). Once they hit 65, they tend to make about 25% less than men and make increasingly less than men as they age. There are a lot of reasons for the gender pay gap, which we won’t get into here, but the sad truth is that the gap continues into retirement, leaving women with a lower retirement income than men.