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Financial and Lifestyle Resources for Vermont

VSECU Blog

In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.

By: Brian Bristow

October 20th, 2020

What is ESG Investing?

Saving and Budgeting | Investing in the Future

ESG investing is not a new idea but it has become increasingly popular in recent years, and possibly more so lately due to the social and health issues we are facing as a nation. ESG is an investment method that grew out of the philosophy of socially responsible investing (SRI). The letters “ESG” stand for environmental, social, and governance. Those who invest in ESG are interested in supporting companies that prove, through their internal and external operations, that they are committed to taking responsibility for their impact on the world around them.

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By: Caroline Cross

October 9th, 2020

Saving for the Holidays: Four Simple Ways to Save Money for Shopping

Saving and Budgeting

Buying gifts for the holidays can be daunting if you don’t have a strategy in place to help you set aside spending money. Even if you have been careful with your money throughout the year, best intentions to spend wisely can fly out the window once the holiday season starts. Overspending during the holidays can cause some people to feel extra guilt and stress, taking away from the enjoyment of the season. If you’re unsure how to start saving for the holidays, here are a few ideas to help you get started.

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By: Talithia Bonner

October 6th, 2020

How to Use Simple Technology to Save Time & Money

Youth and Finances | Saving and Budgeting | Learn Something New

Growing up, I was given a register to keep track of my checking and savings accounts. As time moved on and technology advanced, I began relying on online resources to do my banking and manage my accounts. Using online tools to help me track my finances has saved me a lot of time and money over the years, and now that I work at a financial institution, I have fine-tuned my habits to save even more. So, how can simple technology save you time and money? Here are some ideas...

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By: Julia Westbrook

September 30th, 2020

Are Solar Panels Worth It?

Energy Savings | Saving and Budgeting

Short answer: Yes.   Going green with solar panels is more than just a feel-good decision—it can also help your wallet too. There are plenty of reasons for installing solar panels, but at the end of the day, it still has to make sense financially.

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6 Tips for Improving Your Credit Score

Cultivate and Maintain an Excellent Credit Score

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By: Oliver Ames

September 24th, 2020

Three Phases to Managing Finances in a Relationship

Saving and Budgeting | Lifestyle

Money can be one of the most stressful aspects of sharing your life with someone, especially in the early days of a relationship. So far, my wife and I have successfully navigated our finances through three different times in our lives: dating as students, living together, and getting married. These are the three ways we tackled the “money conversation.”

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By: Joshua Dobrovich

September 15th, 2020

Five Tips for Buying a Car with Bad Credit

Saving and Budgeting | Auto Buying

Do you want to buy a car but worry that your bad credit will make it impossible for you to get financing? Bad credit can certainly create challenges for the car buyer, but it does not necessarily mean you’re out of luck. You may just need to take a few steps to prove to a lender that you are a trustworthy borrower.

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By: Nick Bohlen

September 3rd, 2020

The Four Best Budgeting Apps Worth Paying For

Saving and Budgeting

How much would you pay for a budgeting app that helps you save money in the long run? As we did with the best free budgeting apps, we’ve created an overview of some of the more popular personal finance apps available for a monthly fee: You Need a Budget, Simplifi, Mvelopes, and Acorns. We’ll cover how they’re best used, highlight a few handy features, and outline the pros and cons for each. But before we get into the details of each budget app, we have to address the elephant in the room…

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By: Heidi White

September 1st, 2020

How to Balance Your Checkbook

Saving and Budgeting | Learn Something New

If you’ve ever bounced a check, you know that it’s an expensive mistake to make. Not only does your financial institution charge you a fee, you may also have to pay a fee to the person or company you bounced the check with. A bounced check could cost $30 or more, depending on your situation. And if your checking account is already low on funds, that can feel like a blow to the gut.

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