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Financial and Lifestyle Resources for Vermont

VSECU Blog

In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.

By: Rob Miller

November 6th, 2018

Bank on Values: Make Change, Simply by Banking

Cooperatives | Local Investing

Believe it or not, your money is powerful. You use it to buy everyday things like clothes, food, and utilities—those things that make it possible to live. You may also use it to provide your kids with an education that opens opportunities for them in the future. Or give it to local charities to express your values and help others out of a tough situation. That’s all powerful stuff.

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By: Yvonne Garand

November 2nd, 2017

People, Planet, Profit—How Is Your Money Being Used?

Alternative Banking | Cooperatives | Local Investing | Learn Something New

Make an impact through values-based banking The term banking is used to describe the act of using your money for your own financial well-being. It could be saving money in a bank account, paying bills in online banking, or borrowing money for a home, vehicle, or for some other purpose.  

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By: Marco Vangelisti

May 18th, 2017

From Traditional Finance to Impact Investment

Investing in the Future | Local Investing

After years working in traditional finance, I woke up one day to the impact of my investment choices and my portfolio - now fortified with impact investments - hasn’t looked the same since. My conventional background began innocently enough. With a graduate degree in math and economics from the University of California in Berkeley, I began my career in a think tank, leading a movement that leveraged quantitative analysis to dial in on the smartest investments.

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By: Sophronia (Sophie) Goodrich

November 8th, 2016

Three Reasons to Shop Locally this Holiday Season

Local Investing | Learn Something New

Listen Here:  As a millennial, shopping online has become the norm. It is convenient to just click and have it shipped to your home. However, shopping online lacks the three main benefits that come to mind when I think of shopping locally in Vermont:

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6 Tips for Improving Your Credit Score

Cultivate and Maintain an Excellent Credit Score

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By: Simeon Chapin

July 13th, 2016

How Cooperation Spurs Personal and Community Success

Local Investing

Cooperation: activity shared for mutual benefit – dictionary.com Humans are social beings who evolved with an ability to work together to meet survival and other needs, find and achieve common goals, and to thrive. People seem to love cooperating and they do it every day, whether it be to share the costs of a meal or to pool resources to build something a whole community can use, like a community center. By joining together, groups of people form strong social bonds as they leverage their combined strengths and resources to form complex networks that achieve more than the sum of their individual parts. These networks evolve to meet the changing needs of the group’s members. This is the beauty of cooperation and the reason the cooperative movement is so successful.

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By: Louisa Schibli & Janice Shade

May 23rd, 2016

Investing in the Local Economy

Local Investing

  The authors of this blog post - Louisa Schibli and Janice Shade - are co-founders of Milk Money L3C, a Vermont low-profit limited liability company that supports local investment, entrepreneurship, and small business through its local investment platform, educational and networking resources, and services for investors and entrepreneurs.  How Individuals Can Build Business to Support Community Prosperity Imagine that you are a small business owner with a growing business.  At some point, you might need outside funding to add new equipment, to open a new location, or to build your team of trusted employees. Your first thought is probably to seek traditional sources such as a credit union or bank for a loan, but you’ve also heard about alternative financing resources.  In your research, you discover a way for your friends, customers, and other community members to provide the money you need – a way that also strengthens the local economy.

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