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Financial and Lifestyle Resources for Vermont


In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.

By: Gregory Huysman

November 27th, 2020

Support Local Businesses During COVID-19 on Small Business Saturday

Local Investing

This Saturday, November 28, is Small Business Saturday. Started in response to the Great Recession, the annual event invites communities to buy from small, local businesses on the Saturday after Thanksgiving. Ten years later, our local business owners are facing an even greater challenge. As of August 2020, 163,735 United States businesses listed on Yelp were reported as closed, with 97,966 reported as permanently closed due to the pandemic. If there was ever a time to participate in Small Business Saturday, the time is now.

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By: Tyler Anderson

November 21st, 2019

How Black Friday Hijacked a Weekend

Local Investing | Saving and Budgeting

Each year, millions of individuals flood the stores on Thanksgiving night, and into what we now refer to as Black Friday, to score awesome deals. The phrase "Black Friday" has a long history that hasn’t always been focused on commerce, and it is now followed by two other shopping-related holidays that encourage people to buy in different ways. How have these holidays evolved and how should you navigate them? Here’s a little advice.

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By: Rob Miller

November 6th, 2018

Bank on Values: Make Change, Simply by Banking

Local Investing | Cooperatives

Believe it or not, your money is powerful. You use it to buy everyday things like clothes, food, and utilities—those things that make it possible to live. You may also use it to provide your kids with an education that opens opportunities for them in the future. Or give it to local charities to express your values and help others out of a tough situation. That’s all powerful stuff.

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By: Yvonne Garand

November 2nd, 2017

People, Planet, Profit—How Is Your Money Being Used?

Alternative Banking | Local Investing | Cooperatives | Learn Something New

Make an impact through values-based banking The term banking is used to describe the act of using your money for your own financial well-being. It could be saving money in a bank account, paying bills in online banking, or borrowing money for a home, vehicle, or for some other purpose.  

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6 Tips for Improving Your Credit Score

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By: Marco Vangelisti

May 18th, 2017

From Traditional Finance to Impact Investment

Local Investing | Investing in the Future

After years working in traditional finance, I woke up one day to the impact of my investment choices and my portfolio - now fortified with impact investments - hasn’t looked the same since. My conventional background began innocently enough. With a graduate degree in math and economics from the University of California in Berkeley, I began my career in a think tank, leading a movement that leveraged quantitative analysis to dial in on the smartest investments.

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By: Sophronia (Sophie) Goodrich

November 8th, 2016

Three Reasons to Shop Locally this Holiday Season

Local Investing | Learn Something New

Listen Here:  As a millennial, shopping online has become the norm. It is convenient to just click and have it shipped to your home. However, shopping online lacks the three main benefits that come to mind when I think of shopping locally in Vermont:

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By: Simeon Chapin

July 13th, 2016

How Cooperation Spurs Personal and Community Success

Local Investing

Cooperation: activity shared for mutual benefit – Humans are social beings who evolved with an ability to work together to meet survival and other needs, find and achieve common goals, and to thrive. People seem to love cooperating and they do it every day, whether it be to share the costs of a meal or to pool resources to build something a whole community can use, like a community center. By joining together, groups of people form strong social bonds as they leverage their combined strengths and resources to form complex networks that achieve more than the sum of their individual parts. These networks evolve to meet the changing needs of the group’s members. This is the beauty of cooperation and the reason the cooperative movement is so successful.

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By: Louisa Schibli & Janice Shade

May 23rd, 2016

Investing in the Local Economy

Local Investing

  The authors of this blog post - Louisa Schibli and Janice Shade - are co-founders of Milk Money L3C, a Vermont low-profit limited liability company that supports local investment, entrepreneurship, and small business through its local investment platform, educational and networking resources, and services for investors and entrepreneurs.  How Individuals Can Build Business to Support Community Prosperity Imagine that you are a small business owner with a growing business.  At some point, you might need outside funding to add new equipment, to open a new location, or to build your team of trusted employees. Your first thought is probably to seek traditional sources such as a credit union or bank for a loan, but you’ve also heard about alternative financing resources.  In your research, you discover a way for your friends, customers, and other community members to provide the money you need – a way that also strengthens the local economy.

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