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Financial and Lifestyle Resources for Vermont

VSECU Blog

In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.

By: Hannah Frigon

January 19th, 2021

Seven Fun Things to Do This Winter for Free

Saving and Budgeting | Lifestyle

This winter is looking a little different for many of us. No large family gatherings, no bonfires with hot toddies at our local ski resorts, and no major traveling for this season. However, that doesn’t mean you can’t enjoy what Vermont has to offer you in nature: beautiful and affordable, even free, activities!

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By: Jennifer Calder

November 10th, 2020

How Money Scripts Influence Financial Behavior—and How to Change Them

Saving and Budgeting | Lifestyle

Having a healthy relationship with money isn’t all about how we manage dollars and cents. Beliefs, assumptions, and feelings make up substantial parts of our relationship with money. Our money-related behaviors and the factors that influence them are referred to as the psychology of money.

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By: Caroline Cross

October 30th, 2020

Six Ways to Save Money on Gifts during the Holiday Season

Saving and Budgeting | Lifestyle

The holiday season is fast approaching. After you’ve made your list and checked it twice like a proverbial Santa Claus, the next step is to purchase gifts. The crafty folk among us may be able to make personalized handmade presents, but even supplies cost money. Other than clipping coupons, there are several creative ways that you can save money while doing your holiday shopping.

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By: Oliver Ames

September 24th, 2020

Three Phases to Managing Finances in a Relationship

Saving and Budgeting | Lifestyle

Money can be one of the most stressful aspects of sharing your life with someone, especially in the early days of a relationship. So far, my wife and I have successfully navigated our finances through three different times in our lives: dating as students, living together, and getting married. These are the three ways we tackled the “money conversation.”

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6 Tips for Improving Your Credit Score

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By: David Tepfer

July 16th, 2020

How to Use Spent Grain Left Over from Brewing

Saving and Budgeting | Learn Something New | Lifestyle

If you have ever tried or looked into the idea of brewing beer at home, you know all the great benefits. You can control the taste, carbonation, alcohol content, and character of what you drink; it makes a great last-minute gift; and by brewing at home, you are saving on cost and won’t have to recycle your own bottles. There is, however, one major drawback to home brewing—the high volume of leftover ingredients you have to deal with after every brew. These leftover ingredients are all the oats, wheat, barley, and other grains that are “spent” during the brewing process.

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By: Oliver Ames

July 2nd, 2020

Get Your Vermont-Made Face Masks Here

Learn Something New | Lifestyle

When the Centers for Disease Control and Prevention recommended in April that everyone wear cloth coverings to protect themselves and others from COVID-19, many Vermonters dusted off their sewing machines to make their own or pulled out their winter balaclavas. If your homemade mask is looking a little ragged and you are hoping to buy something professionally made, several Vermont businesses have stepped up to the challenge and are make comfortable, long-lasting face masks! With COVID-19 very much an ongoing public health crisis and the Vermont Department of Health recommending all Vermonters wear cloth face coverings when outside of the home, now might be the perfect time to buy yourself a new mask.

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By: Nick Bohlen

June 30th, 2020

Your CARES Act and Families First Act Cheat Sheet

Saving and Budgeting | Investing in the Future | Lifestyle

COVID-19 has changed many aspects of our day-to-day lives. Among other things, our personal finances, 401(k) accounts, job security, food security, social lives, and family lives have all been impacted. To mitigate the pandemic’s effect on our personal lives, the U.S. government enacted new laws to help Americans deal with the novel coronavirus. Passed at the end of March, the Coronavirus Aid, Relief, and Economic Security (CARES) Act and the Families First Coronavirus Response (FFCR) Act made notable changes in how we take care of our health, our work, and our finances. Here are the key impacts both the CARES and FFCR Acts have had on these areas of our lives in 2020.

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By: Anne Bijur

June 24th, 2020

Vermont's Universal Recycling Law: What to Do with Food Scraps Starting July 1

Investing in the Future | Lifestyle

The average Vermonter generates almost six pounds of waste each day. Two pounds of that waste is either recycled or composted, which means that every single day we all throw away a four-pound bag of trash. That’s a lot! To help with this burgeoning waste problem, Vermont’s Universal Recycling Law, or Act 148, was passed in 2012. The law has two primary goals—to reduce Vermont’s overall waste and increase the amount of waste that is diverted from the landfill through recycling and composting. It has been instituted incrementally over the past six years with the final phase—the complete landfill ban on food scraps—coming on July 1.  

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