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Financial and Lifestyle Resources for Vermont

VSECU Blog

In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.

By: David Tepfer

July 16th, 2020

How to Use Spent Grain Left Over from Brewing

Saving and Budgeting | Learn Something New | Lifestyle

If you have ever tried or looked into the idea of brewing beer at home, you know all the great benefits. You can control the taste, carbonation, alcohol content, and character of what you drink; it makes a great last-minute gift; and by brewing at home, you are saving on cost and won’t have to recycle your own bottles. There is, however, one major drawback to home brewing—the high volume of leftover ingredients you have to deal with after every brew. These leftover ingredients are all the oats, wheat, barley, and other grains that are “spent” during the brewing process.

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By: Caroline Cross

July 10th, 2020

How to Teach Your Kids to Count and Identify Coins

Youth and Finances | Learn Something New

Nowadays, people make most of their purchases with plastic, so you may wonder if it’s worthwhile to teach your kids how to identify and count coins. The truth is, coins are still in use, particularly by kids, and knowing how to count them is an important, fundamental skill for children.

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By: Oliver Ames

July 2nd, 2020

Get Your Vermont-Made Face Masks Here

Learn Something New | Lifestyle

When the Centers for Disease Control and Prevention recommended in April that everyone wear cloth coverings to protect themselves and others from COVID-19, many Vermonters dusted off their sewing machines to make their own or pulled out their winter balaclavas. If your homemade mask is looking a little ragged and you are hoping to buy something professionally made, several Vermont businesses have stepped up to the challenge and are make comfortable, long-lasting face masks! With COVID-19 very much an ongoing public health crisis and the Vermont Department of Health recommending all Vermonters wear cloth face coverings when outside of the home, now might be the perfect time to buy yourself a new mask.

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By: David Argentieri

May 4th, 2020

Home Improvement Projects: Increase Your Property Value & Home Comfort

Homebuying and Mortgages | Saving and Budgeting | Learn Something New

Home ownership is incredibly rewarding, both financially and personally. Building equity in your home puts you on the path towards a sound financial future, while pride of ownership can be immensely gratifying. Now that spring is arriving, a lot of homeowners finally have a chance to begin planning a renovation or tackling a repair that was put on hold during winter’s harsh weather.

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By: Monica Taylor

April 27th, 2020

Free Local Food Resources to Feed Your Family during the Pandemic

Saving and Budgeting | Learn Something New

If you have lost pay, been laid off from work, or are working reduced hours, you may be struggling to cover food costs. Whether this is a new situation for you or a situation you have been in before, know that you are not alone and there are a number of free food resources available close to home. These programs are for ALL Vermonters and can help you and your family stay healthy and well-nourished through this emergency.

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By: Oliver Ames

April 15th, 2020

Top Five Myths about IRS Stimulus Payments

Credit and Debt | Learn Something New

We've received a number of inquiries from our readers about the COVID-19 economic impact payments (aka stimulus payments) since we originally posted this blog. Within those inquiries, we’re noticing a few common myths that have arisen, so we decided to post a follow-up article to clear up some of these myths. If you haven’t read the original blog, make sure to take a look if you don’t find the answers to your questions below.

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By: Bradley Carleton

April 10th, 2020

How to Deal with Financial Hardship Due to the Coronavirus

Saving and Budgeting | Learn Something New

Rule Number 1: Don’t panic and breathe deeply COVID-19 has caused a lot of people to feel panic and fear about their financial situation and future. This panic and fear can lead to “poverty consciousness,” which is a set of beliefs that cause us to fear that we won’t have enough to survive. This mindset of fear doesn’t lead to good decisions. “So, how can I get past this?” you ask. Thoughtful reflection on the past and maintaining a sense of perspective for the larger picture will lead us through this episode.

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By: Oliver Ames

April 3rd, 2020

Everything You Need to Know about Your IRS Stimulus Payment

Learn Something New

The Internal Revenue Service (IRS) has provided more information about the IRS stimulus payments they will distribute within the next three weeks, also referred to as Economic Impact Payments or COVID-relief checks. Those who filed their taxes in 2018 or 2019 do not have to do anything to receive their check. There are a lot of details to this stimulus package, so we've compiled everything you need to know, including when you can expect to receive your stimulus.

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