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Financial and Lifestyle Resources for Vermont

VSECU Blog

In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.

By: Jevonne McLaughlin

November 19th, 2018

7 Tips for Last-Minute Holiday Shopping

Saving and Budgeting | Learn Something New

A Guide for the Gift Procrastinator The holiday season is in full swing and it truly is the most wonderful time of the year. That is, until you realize it’s almost December and you have not yet tackled your rapidly growing list of gift recipients. If you’re a last-minute shopper, like many of us are, you know that holiday gift-giving can be stressful and costly when you’re rushing to buy presents days, or even weeks, before the first gift exchange. So, before you start mass-purchasing Amazon gift cards (which, by the way, is not a bad gift seeing as how you can get pretty much anything on Amazon), follow these seven tips to help reduce stress, save you time and money, and simplify last-minute shopping without sacrificing thoughtful gift-giving.

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By: Patrick O'Donnell

October 25th, 2018

Top 8 Things to Know to Market Your Business Today

Learn Something New | Business Development

Over the course of my career, I’ve worked in the finance, travel and tourism, resort, athletic footwear and apparel, and snowboarding industries. As a result, I’ve learned quite a lot about branding and marketing at for-profit and non-profit organizations of every level from global brands to regional brands all the way down to niche brands.

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By: Heidi White

October 9th, 2018

What Credit Unions Are and Why People Love Them

Cooperatives | Learn Something New | Alternative Banking

So here's a fun fact, which also happens to be the reason I’m writing this blog: International Credit Union (ICU) Day comes every year on the third Thursday of October (October 18 in 2018). It’s a big day for credit unions and this year (2018), the theme is “Find Your Platinum Lining.” If you’re wondering why they're messing with your silver lining, they have a good reason. This is the platinum (70th) anniversary of ICU day, which started in 1948 and has been celebrated on the third Thursday of October since then.

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By: Laurie Fielder

August 28th, 2018

How to Improve the Energy Efficiency of Your Roof

Learn Something New | Energy Savings

If your house were a human, the attic and roof would be its head—that part of the human anatomy that loses the most heat. Just as you would wear a hat in the winter, you want to make sure your attic and roof are protected against the elements.

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6 Tips for Improving Your Credit Score

Cultivate and Maintain an Excellent Credit Score

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By: Keith Myers

May 10th, 2018

Protect Your Electronic Devices with Regular Updates

Learn Something New | Identity and Fraud Protection

In a time when cyber-attacks and identity theft are becoming all too common, you can (and should) take some steps to ensure that your information stays safe. Of those steps, keeping your electronic devices up to date is one of the most important.

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By: David Tepfer

April 17th, 2018

Bike Commuting & How to Choose the Best Bike

Learn Something New | Lifestyle

When you first start bike commuting, a big question you are going to have is what kind of bike do you need? There are a ton of different bikes out there, and I am not even talking about brands. It can be very confusing. When it comes to buying your bike, the most important thing you can do is ask yourself these questions.

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By: Alicia White

March 28th, 2018

New Tax Laws and Home Equity Interest Deductions

Learn Something New | Homebuying and Mortgages

As a result of the new tax legislation, enacted in December of 2017, homeowners will not receive tax deductions on home equity loan interest. Since the 1980’s homeowners have enjoyed a deduction for home equity interest on amounts up to $100,000. The legislation eliminated tax deductions for interest on new and existing home equity loans from 2018 through 2025. It did not eliminate deductions for interest on primary home mortgage loans.

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By: Terri Crowther

March 22nd, 2018

Women in the Credit Union Industry 

Learn Something New | Cooperatives

March is Women’s History Month and VSECU has a lot to celebrate during this month. Not only did women play an important role in the development of the credit union industry in the United States, but they were equally necessary to the founding of VSECU.

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Cultivate and Maintain an Excellent Credit Score

Sign up for our blog and get Six Tips for Improving Your Credit Score free!