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Financial and Lifestyle Resources for Vermont

VSECU Blog

In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.

By: Matt Cropp

October 1st, 2021

What is a Cooperative and How do Co-ops Work?

Alternative Banking | Learn Something New

In a variety of ways, large and small, co-ops of all kinds work hard every day, around the world, making the lives of their members a little easier and more sustainable. With October being National Co-op Month, it’s a great time to recognize and celebrate all the ways in which co-ops are cooperating here in Vermont!

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By: Brian Bishop

September 28th, 2021

How to Buy Stocks

Investing in the Future | Learn Something New

Individual stocks or equities are an advanced way to build wealth. Most investors begin with a mutual fund in a retirement plan at work, or by contributing to an individual retirement account (IRA). Mutual funds are generally made up of individual holdings in stocks and/or bonds. These funds are usually managed by professional money managers who select how much of a stock or bond the investor should hold in the fund. These options are often a solid basis for beginners and less experienced investors as they take the guesswork out of investing.

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By: Anne Bijur

September 9th, 2021

FAQ: Food Scraps, Compost, and Vermont's Universal Recycling Law

Saving and Budgeting | Learn Something New

Have a question about composting? You’re not the only one. Following my recent blog about Vermont’s Universal Recycling Law, I received an influx of comments requesting clarification about how to compost and deal with food scraps that can’t be composted. Here’s a list of answers to the most frequently asked questions I’ve received.

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By: Seth Kerin

August 24th, 2021

What is Cryptocurrency? How to Use and Invest in Digital Currencies

Investing in the Future | Learn Something New

This is not intended to be investment advice and is the personal opinion and experience of the author. WHAT IS CRYPTOCURRENCY? Cryptocurrency, or crypto, is a digital asset first created in 2009 that, unlike the U.S. dollar, doesn’t have a physical form. Bitcoin, which you may have heard of, was the first of this new kind of currency, but there have been many others created since, and seemingly more every day.

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6 Tips for Improving Your Credit Score

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By: Simeon Chapin

August 12th, 2021

What Does Economy Mean? The Difference of Real vs. Financial Economics

Alternative Banking | Local Investing | Learn Something New

What do you think of when you think of “the economy?” We hear that word all the time—on the news, on the lips of politicians and policy makers, and in casual conversations, too. But what is it, exactly? Do you feel like it’s something you have a meaningful role in? Or do you feel like changes in the economy are made out there, outside of your control, by other people like stock traders, senators working on trade deals, the Treasury Secretary, and places like the World Bank and the International Monetary Fund? Well, we’re going to break it down a bit and focus on a powerful distinction within the economy—the difference between the financial economy and the real economy.

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By: Nick Bohlen

August 3rd, 2021

How to Find a Job in Seven Steps

Learn Something New | Lifestyle

Getting a new job is exciting. Finding a new job? Not so much. If you’ve experienced anything like my six-month job search in Vermont, the process can get stressful, tedious, and exhausting. But there are ways to make it easier. Now that pandemic restrictions have eased, Vermont’s job market is finally opening up and employers are actually struggling to find workers. From firsthand experience, here are some of my personal tips for finding a job.

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By: Talithia Bonner

June 30th, 2021

Breaking Generational Curses

Learn Something New

At what point do you decide that the life skills you’ve been taught simply are not enough? At what point is “doing what mom and dad are doing” not enough? Many have been blessed with guidance and amazing lessons from their parents, which they hope to pass down to their own children someday, but can those lessons be deemed harmful?

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By: Stephanie Loscalzo

June 24th, 2021

Is Doing What You Love the Best Career Path?

Youth and Finances | Learn Something New | Lifestyle

When we were younger, many of us were asked, “What do you want to be when you grow up?” Well-intentioned adults may have been excited to get a sneak peek into our little minds and identify what we were passionate about. If you had asked me, I would have said a naturalist (think Steve Irwin); if you asked my brother, he would have said a dragonfly. What makes this innocent question quite layered, actually? Following our passion implies that we have a clear calling that will not only make us happy but will also be lucrative.

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