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Financial and Lifestyle Resources for Vermont

VSECU Blog

In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.

By: Talithia Bonner

June 30th, 2021

Breaking Generational Curses

Learn Something New

At what point do you decide that the life skills you’ve been taught simply are not enough? At what point is “doing what mom and dad are doing” not enough? Many have been blessed with guidance and amazing lessons from their parents, which they hope to pass down to their own children someday, but can those lessons be deemed harmful?

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By: Stephanie Loscalzo

June 24th, 2021

Is Doing What You Love the Best Career Path?

Youth and Finances | Learn Something New | Lifestyle

When we were younger, many of us were asked, “What do you want to be when you grow up?” Well-intentioned adults may have been excited to get a sneak peek into our little minds and identify what we were passionate about. If you had asked me, I would have said a naturalist (think Steve Irwin); if you asked my brother, he would have said a dragonfly. What makes this innocent question quite layered, actually? Following our passion implies that we have a clear calling that will not only make us happy but will also be lucrative.

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By: Simeon Chapin

June 16th, 2021

The Meaning of Juneteenth and Five Ways We Can All Celebrate June 19

Learn Something New

One of the many messages of 2020 was that our country is still far from the equality our foundational documents aspire to. Access to freedoms, protection, safety, and opportunity in the United States is unequal and falls along lines of gender, race, class, and more. After the killing of George Floyd, as the country reeled in protests and examined the historical and systemic nature of racism, the holiday of Juneteenth became one way to focus learning and actions. For many, especially those of us in New England where the holiday is celebrated by few, it was new and unfamiliar.

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By: Oliver Ames

May 13th, 2021

Planning a Trip? Here Are Five Tips for Traveling Safely after COVID

Learn Something New | Lifestyle

As of May 13, over 35% of Americans have been fully vaccinated thanks to the hard work of scientists, medical engineers, and state government officials. The result is a declining number of positive COVID-19 cases and death rate, leading many states to slowly begin reopening. Here in Vermont, we currently rank first in the nation for rate of vaccine administration! With all this good news, it might soon be safe to travel again and perhaps reschedule that trip you canceled in 2020. In fact, CNBC reports that 65% of Americans plan to travel more in 2021 than in years prior to COVID-19! Here are a few things to keep in mind as you plan your post-COVID adventures out in the world.

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6 Tips for Improving Your Credit Score

Cultivate and Maintain an Excellent Credit Score

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By: Kasandra Reid

April 22nd, 2021

Five of the Best Financial Podcasts to Help You Learn about Finance

Youth and Finances | Credit and Debt | Saving and Budgeting | Learn Something New

Prior to entering the adult world, personal finance was not a topic I had learned much about. More recently, it has become a topic of conversation among family and friends out of both necessity and curiosity. I get the sense that there are a lot of people out there, like me, who would love to learn more about how the world of finance works, and more specifically the implications for their own personal finances. There is a myriad of options for your listening pleasure out there, some that tackle the financial world in broad strokes and others focused on personal finance. Here are a few of my favorites.

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By: Oliver Ames

April 20th, 2021

How to Spot a Facebook Scam and Prevent Fraud on Social Media

Identity and Fraud Protection | Learn Something New

Since the very beginning of the COVID-19 pandemic, financial fraud has been on the rise as scammers look to take advantage of how financially vulnerable many of us have become. The Federal Trade Commission has reported large spikes in phishing emails, phony websites, social media scams, and more over the past thirteen months. We’ve written extensively about fraud in the past, but this blog will focus on one type of scam that has become more and more common: the social media scam.

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By: Natalie Powell

April 13th, 2021

Credit History: How Experian, Equifax, and TransUnion Came to Be

Credit and Debt | Learn Something New

People have been lending for thousands of years, even before money. The grain banks of ancient Egypt bought and sold commodities based on their value in grain. It feels natural for the concept of a “loan,” something that is so integral to modern everyday life, to be almost as old as civilization itself. Surprisingly, some aspects of lending that we take for granted today are relatively new. Although lending itself has been around longer than written history, the first credit bureaus were created less than 300 years ago, and credit scores are only about 30 years old.

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By: Alicia White

March 31st, 2021

Planning for Spring Home Improvement Projects: Do's and Don'ts

Homebuying and Mortgages | Energy Savings | Learn Something New

We all lead busy lives and the thought of getting all our tasks done can seem overwhelming, especially when it comes to home maintenance. With spring coming, you may be wondering what projects you need to tackle around the house. The pandemic has spurred a lot of home projects, which means contractors’ schedules are filling quickly (some may already be filled). So, now is the time to start planning and reaching out!

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