In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.
Looking for new ways to save money at tax time? Smart investors know that their portfolio is a powerful tool for balancing their annual income. To help you put your portfolio to work for you, we have created this year-end investment checklist, which is full of great ideas for leveraging your investments to lower your taxes and tune up your portfolio for the coming year.
There are many reasons why working after retirement might appeal to you. You may want to keep your mind active or stay socially active. You may just need more money to support your lifestyle. Either way, post-retirement work can affect your Social Security benefits. So, if you’re thinking of retiring soon or are already retired, here’s what you need to know before you settle into another job.
In today’s world, there are very few reasons NOT to go solar. So why go solar? Solar equipment is becoming more affordable and community solar arrays make it possible for those who rent their home, or have a site with poor sun exposure or other barriers to a solar installation, to benefit from an off-site solar array. This article will focus on 7 more reasons.
When you're injured and can't work, paying the bills can be a trick. Missing payments can ruin your credit and maybe even result in the loss of your car or your house. You can prepare for the worst by getting loan payment protection like credit life and credit disability insurance.
Sign up for our blog and get Six Tips for Improving Your Credit Score free!
After years working in traditional finance, I woke up one day to the impact of my investment choices and my portfolio - now fortified with impact investments - hasn’t looked the same since. My conventional background began innocently enough. With a graduate degree in math and economics from the University of California in Berkeley, I began my career in a think tank, leading a movement that leveraged quantitative analysis to dial in on the smartest investments.
If you get a little extra cash in your paycheck from a holiday or year-end bonus, stretch it as far as you can in a way that will help you over the long term and still afford you some fun. Receiving unexpected money is a great way to get ahead financially. Whether you get 100 dollars or 1,000, there are many ways to put it to good use. So how are you going to spend your holiday bonus?
Overdraft fees out of control According to an article at Time.com, businesses and households spent over $32.5 billion on overdraft fees charged by banks in the U.S. for the fiscal year 2015. That’s a lot of cash and over the years, I have worked directly with many people who were financially and emotionally affected by the fees charged by their financial institution. One in particular comes to mind…
What to Do When You Receive Retirement Funds before Retirement If you receive a disbursement of funds from a benefits package or retirement fund before retirement age, you could be liable for taxes and penalties unless you act within a relatively small window of time. Whether you are changing employers or have received an early disbursement of retirement funds for another reason, you can avoid loss if you know the rules.