Main Menu

Financial and Lifestyle Resources for Vermont

VSECU Blog

{% if contact.blog_subscription|lower == "yes" && contact.firstname|lower != "there" %}Hi {{contact.firstname}}. Good to see you again. You’re looking smarter than ever.{% else %}{{ group.description }}{% endif %}

By: Heidi White

January 15th, 2020

How to Pay off Credit Card Debt Fast

Credit and Debt | Saving and Budgeting

Now that the holidays are over, how is your credit card balance looking? This is often the time of year when people take stock of their debt and begin to despair. If that’s where you’re at, take a deep breath and keep reading for some simple tips that should help you get a good, quick start on getting rid of your balance(s).

Read More
{% if contact.blog_subscription|lower == "yes" %} {% else %} {% if (loop.index == 4) %}
{{ leadmagnetImageALT }}

{{ leadmagnetHeader }}

{{ leadmagnetSubHeader }}

{% form "my_form" form_to_use=' {{ leadmagnetForm }} ', title="", no_title=True, overrideable=False %}
{% endif %} {% endif %}

By: Valerie Beaudin

December 31st, 2019

Don't Fall into the Payday Loan Trap

Credit and Debt | Saving and Budgeting

A payday loan is a short-term loan that is intended to be paid off with your next paycheck. Payday loans are often used by people who are short of cash to pay for emergency expenses. They are prohibited in many states because they are considered predatory loans that charge unreasonably high interest rates and fees, which make them very hard to pay off. Because they’re so hard to pay off, they can trap people in a cycle of debt for years. How can you avoid these loans when you really need the cash now? Keep reading.

Read More
{% if contact.blog_subscription|lower == "yes" %} {% else %} {% if (loop.index == 4) %}
{{ leadmagnetImageALT }}

{{ leadmagnetHeader }}

{{ leadmagnetSubHeader }}

{% form "my_form" form_to_use=' {{ leadmagnetForm }} ', title="", no_title=True, overrideable=False %}
{% endif %} {% endif %}

By: Michelle "Shelly" Duprey

December 18th, 2019

What Credit Score Do I Need to Buy a House?

Homebuying and Mortgages | Credit and Debt

If you’re in the market for a new home, it’s time to review your credit report. The information in your report helps your mortgage originator determine your creditworthiness (whether you’re likely to pay back money loaned to you).

Read More
{% if contact.blog_subscription|lower == "yes" %} {% else %} {% if (loop.index == 4) %}
{{ leadmagnetImageALT }}

{{ leadmagnetHeader }}

{{ leadmagnetSubHeader }}

{% form "my_form" form_to_use=' {{ leadmagnetForm }} ', title="", no_title=True, overrideable=False %}
{% endif %} {% endif %}

By: Heidi White

November 8th, 2019

5 Holiday Credit Card Habits of Highly Successful Shoppers

Credit and Debt | Saving and Budgeting

If an image of your credit card immediately comes to mind when you hear the words “holiday shopping,” you aren’t alone. Some people do it the right way—saving throughout the year so they don’t need to buy on credit. The rest of us mere mortals start thinking about the holidays when they’re a couple months away and do the best we can to cover costs. If you’re a mere mortal, like myself, here are some holiday credit card habits that will help you make it through the season with your finances intact.

Read More
{% if contact.blog_subscription|lower == "yes" %} {% else %} {% if (loop.index == 4) %}
{{ leadmagnetImageALT }}

{{ leadmagnetHeader }}

{{ leadmagnetSubHeader }}

{% form "my_form" form_to_use=' {{ leadmagnetForm }} ', title="", no_title=True, overrideable=False %}
{% endif %} {% endif %}

By: Heidi White

August 13th, 2019

National Financial Awareness Day: Focus on Finance

Credit and Debt | Saving and Budgeting | Investing in the Future

August 14 is National Financial Awareness Day—a good reminder to take personal stock of your financial awareness. What does it mean to be financially aware? Financial awareness is akin to financial literacy and both refer to the knowledge and skill sets that support solid financial decisions and overall financial health.

Read More
{% if contact.blog_subscription|lower == "yes" %} {% else %} {% if (loop.index == 4) %}
{{ leadmagnetImageALT }}

{{ leadmagnetHeader }}

{{ leadmagnetSubHeader }}

{% form "my_form" form_to_use=' {{ leadmagnetForm }} ', title="", no_title=True, overrideable=False %}
{% endif %} {% endif %}

By: Elizabeth LaPerle

August 7th, 2019

What is a Mortgage Rate Lock & How Does it Work?

Homebuying and Mortgages | Credit and Debt

If you’re buying a house, you want to get the best deal possible, which means you want the lowest interest rates—the lower your interest rates are, the less you’ll pay over the life of the loan. Buying a house can take a while, though, and in the time it takes you to find the house and go through the buying process, interest rates could rise or fall significantly.

Read More
{% if contact.blog_subscription|lower == "yes" %} {% else %} {% if (loop.index == 4) %}
{{ leadmagnetImageALT }}

{{ leadmagnetHeader }}

{{ leadmagnetSubHeader }}

{% form "my_form" form_to_use=' {{ leadmagnetForm }} ', title="", no_title=True, overrideable=False %}
{% endif %} {% endif %}

By: Caroline Cross

April 24th, 2019

Simple Steps to Solve Common Financial Issues

Credit and Debt | Saving and Budgeting

Discussions about money can feel taboo, so it’s easy to feel alone when you have financial issues and hard to know who to ask for advice. Besides confiding in a trusted representative at your credit union or bank, below are some ideas that may help you recover from common money mistakes and reduce your anxiety so you can start saving again.   

Read More
{% if contact.blog_subscription|lower == "yes" %} {% else %} {% if (loop.index == 4) %}
{{ leadmagnetImageALT }}

{{ leadmagnetHeader }}

{{ leadmagnetSubHeader }}

{% form "my_form" form_to_use=' {{ leadmagnetForm }} ', title="", no_title=True, overrideable=False %}
{% endif %} {% endif %}

By: Heidi White

February 5th, 2019

How to Make a Budget

Credit and Debt | Saving and Budgeting

What’s the secret to saving money? Use less money than you make! Saving money is really quite simple, and yet many people struggle to do it. Instead, we tend to use credit to make purchases and end up paying high interest rates on our debt. Why is it so hard to save? Because in order to achieve any goal, you need a plan. With savings, the plan is called a budget.

Read More
{% if contact.blog_subscription|lower == "yes" %} {% else %} {% if (loop.index == 4) %}
{{ leadmagnetImageALT }}

{{ leadmagnetHeader }}

{{ leadmagnetSubHeader }}

{% form "my_form" form_to_use=' {{ leadmagnetForm }} ', title="", no_title=True, overrideable=False %}
{% endif %} {% endif %}
{% if contact.blog_subscription|lower == "yes" %} {% else %}

{{ leadmagnetTopHeader }}

leadmagnetImageALT

{{ leadmagnetHeader }}

{{ leadmagnetSubHeader }}

{{ leadmagnetTopHeader }}

{{ leadmagnetHeader }}

{{ leadmagnetSubHeader }}

{% endif %}