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Financial and Lifestyle Resources for Vermont


In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.

By: Talithia Bonner

January 14th, 2021

How to Pay off Debt after the Holidays

Credit and Debt | Saving and Budgeting

Now that the holidays are over and you’re left cleaning up from all the fun and catching up with those who couldn't visit, you may be wondering how you can decrease the debt you’ve acquired over the holidays. Debt is an age-old problem, but fortunately there are solutions to help you recover and pay off debt after the holiday. 

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By: Oliver Ames

December 29th, 2020

What Vermonters Need to Know About the $600 Stimulus Check

Credit and Debt | Learn Something New

The latest $900 billion relief package includes a second stimulus check for Americans. Here’s what you need to know!

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By: Natalie Powell

December 17th, 2020

Ten New Year's Resolutions to Achieve Your Financial Goals

Credit and Debt | Saving and Budgeting

Although you may be thinking mostly of what gifts you’re buying this year and how to teach grandma and grandpa how to use Zoom, it’s never too early to start thinking about your New Year’s Resolutions. So often, those considerations are relegated to the 5-day liminal space between Boxing Day and New Year’s Eve. Let’s face it; 2021 is not the year to get a gym membership. So, why not try improving your financial wellbeing?

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By: Oliver Ames

December 16th, 2020

How to Protect Your Credit and Prevent Identity Theft this Holiday Season

Credit and Debt | Identity and Fraud Protection

The modern world is filled with convenience that would have been nearly unimaginable twenty years ago. From where I sit in Montpelier, I can have food delivered from five different grocery stores within two hours. I can place an order online at a local store, have my items gift wrapped, and sent to my family on the other side of the country in only two clicks. Unfortunately, our modern world can also have its drawbacks. Much of the convenience we experience every day relies on putting our personal information on countless websites, order forms, phone trees, social networks, and mobile apps. The more places our information is stored, the more we open ourselves up to fraudulent activity. Luckily, there are some simple ways to reduce risk and keep your information private without sacrificing convenience. 

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6 Tips for Improving Your Credit Score

Cultivate and Maintain an Excellent Credit Score

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By: Heidi White

November 3rd, 2020

How to Use Your Credit Card for Holiday Shopping

Credit and Debt | Saving and Budgeting

With the holidays coming, you’ve probably already pulled out the credit card and are ready to wield it in whatever way necessary to put smiles on the faces of your family and friends. With the pandemic ongoing and winter creating greater challenges for shopping, you may be considering shopping online as a general rule. But whether you choose to shop online or prefer to brave the stores, I’ve got some solid advice you can use to protect your card and your finances this holiday season.

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By: Oliver Ames

September 4th, 2020

How Vermonters Will Be Affected by the New CDC Eviction Ban

Homebuying and Mortgages | Credit and Debt

Starting September 4, tenants will be protected from eviction until the end of 2020. This new government order comes from the Centers for Disease Control and Prevention and applies to renters who make less than $99,000 (or $198,000 for joint filers).

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By: Terence Field

July 30th, 2020

FAQ: What to Know and Expect about the Coronavirus Recession

Credit and Debt | Investing in the Future

When I began to consider writing about economic recession, the pandemic crisis was in its beginning stages and preparing for a recession was a largely theoretical conversation. Fast forward four months, and we are in a recession that surpasses the Great Recession of 2008. Downturns to both the state and national economies have caused a level of financial hardship most of us have never experienced—unless you were alive for the Great Depression from 1929 to 1941. Rather than heighten your concern or cause you despair, however, my goal is to answer some frequently asked questions and provide you with a framework to better understand the current economic recession and what we might expect moving forward.

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By: Oliver Ames

May 6th, 2020

How to Manage Your Personal Finances during COVID-19

Credit and Debt | Saving and Budgeting | Identity and Fraud Protection | Lifestyle

COVID-19 has brought financial uncertainty to many, and even as we edge closer to recovery, the impacts of COVID-19 will be felt by many Vermonters for months to come. I sat down with Yvonne Garand, our senior vice president of marketing and business development, to talk about personal finance in the age of COVID-19.

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