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Financial and Lifestyle Resources for Vermont


In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.

By: Deanna Carroll

November 12th, 2021

Need Startup Funding? Six Questions to Answer to Get a Business Loan

Business Development

Are you or have you been thinking about starting a business, or purchasing an existing one? It’s a big decision and a significant commitment—of time, energy, and, of course, money. When it comes to financing, you don’t have to do it alone. Here are a few questions that you’ll need to answer in order to secure a loan for your business.

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By: Talithia Bonner

May 18th, 2021

How to Start a Business: Some Initial Steps and Advice

Business Development

Marc Anthony once said, “If you do what you love, you’ll never work a day in your life.” When you choose something you love, you are willing to pull out all the stops to make sure it is successful and enjoy every moment of it.

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By: David Tepfer

February 16th, 2021

How to Start a Side Hustle and Make Extra Money

Business Development | Youth and Finances | Learn Something New | Lifestyle

You’re thinking about starting a side hustle. It’s a topic that comes up in conversation more and more. And while you may be in a standard 9:00 to 5:00 position rather than working the gig economy, you are still looking for something more. You have a hobby, and you’re looking to finance your interest by making a profit from an activity you enjoy. You could be looking to supplement your income. Finding a skill to turn into a side business could help you reach your financial goals You may want to start your own business and a side hustle could help you test the waters before making a plunge into the entrepreneurial world. No matter what you’re looking to make your side hustle, you’re about to start a business. You can no longer take a passive stance once you have the expectation of profiting from your side hustle. And since this is your side job (with an emphasis on side), making money is easier said than done while also managing your full-time job.

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By: Mitch Berriman

November 17th, 2020

Tips to Help Market Your Business Online in the Age of COVID-19

Business Development

With consumers becoming more reluctant to visit businesses in person and many businesses operating at least partially remotely, many brick-and-mortar businesses are now turning to the digital space for help with everything from their own operations to marketing efforts. And with much of today’s work itself happening remotely, there are now more people online than ever before, creating an opportunity for businesses to leverage their web presence and market themselves online right at the point of purchase of today’s consumers.

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6 Tips for Improving Your Credit Score

Cultivate and Maintain an Excellent Credit Score

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By: Nick Bohlen

May 5th, 2020

How to Save Your Small Businesses from Coronavirus

Alternative Banking | Business Development | Investing in the Future

Loans and Grants for Now and Later Whether it’s starting curbside pickup at restaurants, pivoting manufacturing facilities to produce masks and other necessities for frontline workers, creating online ordering systems, or developing remote work infrastructures on the fly, one silver lining the pandemic has shown us is the innovative power of small business owners and entrepreneurs.   But the reality is that the small business sector is still in need of help—specifically financial help. If you are a business owner, here are the two major categories of finance that you can turn to, both during the COVID-19 crisis and after.

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By: Ross Hart

September 25th, 2019

Small Business 101 - Understanding Financial Statements

Business Development

In my 12 years working as a business advisor for the Vermont Small Business Development Center, I have found that there is one absolute truth: the majority of hard-working, small business owners do not know how to leverage their financial information to make their businesses more profitable. If you are a member of this hard-working majority, you can begin improving the profitability of your business by taking one simple step: understanding your financial statements. 

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By: Sarah Kearns

August 27th, 2019

Simple Business Plan Template for Entrepreneurs

Business Development

Business planning for startups often happens well after startup. Despite how important planning is to the success of a growing business, entrepreneurs often put off the task because they believe it will take a long time to complete the plan. There is a good reason for this, of course—a fully-fleshed business plan is comprehensive and often requires some research and relatively detailed planning.

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By: Heidi White

June 5th, 2019

How to Build Good Work Relationships

Business Development | Learn Something New

Over the past couple of years, VSECU has gone through an internal transformation that has made it easier for all employees to cultivate and strengthen relationships across the organization. Over the course of that transformation, I learned a lot about the importance of relationship to personal and career growth.

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