In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.
You’re driving down the road and your engine light comes on again! The thoughts that run through your head might include “I think it’s time for a new vehicle,” “Will I get approved for a car loan?” “What’s the minimum credit score for a car loan?” “What will a new payment look like for me?” “Can I even afford to buy a vehicle?”
You’re in your car with the windows rolled down. The wind is blowing your hair and the song “Happy” by Pharrell Williams comes on the radio. You start singing and thinking about how amazing a road trip would be with some friends.
Did you know that April is National Car Care Month? It is! And there's no better time of year to start thinking about your vehicle. By caring for your vehicle monthly, using this car maintenance checklist, you will help reduce stress and expenses associated with your vehicle and possibly help conserve energy. People often think car care costs a lot, so I want to share this car maintenance checklist to help you take care of your vehicle without breaking the bank!
How to Find a Great Deal You have made the decision to purchase a used car, but you’re not sure where to begin. You know you want something that will last a long time and you know you don’t want to pay too much (which is why you’re buying second-hand). But how do you find that winning combination of long life expectancy and low cost in a vehicle you can enjoy driving? When it comes to used cars, there are three keys to finding a great deal: knowing your needs and limitations, eliminating damaged and unsafe vehicles, and finding affordable financing options.
I start each year off like everyone else, with New Year’s resolutions—eat healthier and exercise more. Well this year I thought I would have a New Year’s resolution for my car! If you’re looking for some smart resolutions that will help you save money and maintain the value of your car, here are some resolutions you may want to make.
This is an exciting time for plug-in electric vehicle (EV) buyers. Manufacturers are producing more affordable electric cars in a wider array of models than ever before. And now, the Vermont Public Utility Commission (PUC) is investigating how electric utilities and others can promote the ownership and use of electric vehicles in the state. If you’re on the fence about buying an EV, this article may help you pick a side.
You may be able to save a lot of money by refinancing your car, but is it time? If you’re asking yourself that question, read on to learn some good reasons for refinancing and some things you should consider as you get started.
Your vehicle has served you well – it has shuttled you safely to work, toted your belongings and groceries with care, covered the distance between you and your loved ones—but it hasn’t been working so well lately. You just had the brakes fixed and the motor is now making a strange clunking sound. Each visit to the shop seems to cost a little more and you know that some other (and possibly more expensive) repairs are looming. You just don’t know when to buy a new car.