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Financial and Lifestyle Resources for Vermont


In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.

By: Oliver Ames

November 25th, 2020

Local Deals for Your Black Friday and Cyber Monday Holiday Shopping

Saving and Budgeting

This holiday season looks a little different from years past and that includes shopping days like Black Friday, Small Business Saturday, and Cyber Monday. Rather than offering different deals on different days, many local Vermont retailers have modified their holiday plans and are offering sales online instead. It’s easier, faster, and safer, especially during COVID-19! We rounded up a list of deals to some of our favorite local businesses for your convenience.

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By: Simeon Chapin

November 23rd, 2020

Q&A with Socially Responsible Businesses Changing Vermont's Future

Alternative Banking | Cooperatives

“Where money goes, so goes the future.” More and more, people are realizing that what they choose to do with their hard-earned money, and how it is managed by their bank, credit union, or investment broker, makes a difference in their communities and the world around them. There is a choice to be part of an economy that supports you, and help create a more resilient and prosperous community around you. So today, in the midst of a global pandemic, we are celebrating Banking on Values Day by talking to four of our many VSECU members who choose this way of banking and exchange every day. Their businesses are built to create benefit for their community, preserve and care for the environment where they live and work, and provide profit to support their livelihood.

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By: Daniel Herlihy

November 19th, 2020

Holiday Shopping Online? Here’s How to Protect Against Cybercrime

Identity and Fraud Protection

It’s that time of year again when we try to find the perfect gifts for our friends and loved ones. We’ll probably be doing most of our holiday shopping online this year to avoid crowded stores. In addition to taking care of your physical health and safety, it is important to be careful with your personal information so that you do not become a victim of cybercrime. Cyber criminals are working overtime during the holiday season when consumers are making more purchases and providing their personal information more frequently. Your information can be stolen from your computer or from the company that you are buying goods from through viruses, malware, and ransomware. Be street smart on the web and use the tools at your disposal to protect yourself from cybercrime. Here are a few tips to help you shop online safely.

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By: Mitch Berriman

November 17th, 2020

Tips to Help Market Your Business Online in the Age of COVID-19

Business Development

With consumers becoming more reluctant to visit businesses in person and many businesses operating at least partially remotely, many brick-and-mortar businesses are now turning to the digital space for help with everything from their own operations to marketing efforts. And with much of today’s work itself happening remotely, there are now more people online than ever before, creating an opportunity for businesses to leverage their web presence and market themselves online right at the point of purchase of today’s consumers.

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6 Tips for Improving Your Credit Score

Cultivate and Maintain an Excellent Credit Score

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By: Heidi White

November 12th, 2020

COVID Holidays: How to Survive the Holidays Away from Family

Learn Something New

The holidays are coming and no matter what religion or philosophy you embrace, you probably have traditions you look forward to year after year. Large family gatherings aren’t safe right now and travel is highly discouraged, so you may wonder how you’ll make it through what could seem like a bleak holiday season.

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By: Jennifer Calder

November 10th, 2020

How Money Scripts Influence Financial Behavior—and How to Change Them

Saving and Budgeting | Lifestyle

Having a healthy relationship with money isn’t all about how we manage dollars and cents. Beliefs, assumptions, and feelings make up substantial parts of our relationship with money. Our money-related behaviors and the factors that influence them are referred to as the psychology of money.

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By: Brian Bristow

November 5th, 2020

How to Start Investing on a Low Budget

Investing in the Future

Thinking about your financial future can be difficult when you're faced with short-term needs such as rent, groceries, and other bills. Difficult, but not impossible. Your financial plan may seem modest to begin with, but even if you don't have a lot of money, there are ways you can continue to invest in your future. Once you've taken care of your immediate needs, every dollar can make a difference when it comes to your long-term finances. Here's how you can save money to invest on a low budget and start setting yourself up for a more certain financial future.

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By: Heidi White

November 3rd, 2020

How to Use Your Credit Card for Holiday Shopping

Credit and Debt | Saving and Budgeting

With the holidays coming, you’ve probably already pulled out the credit card and are ready to wield it in whatever way necessary to put smiles on the faces of your family and friends. With the pandemic ongoing and winter creating greater challenges for shopping, you may be considering shopping online as a general rule. But whether you choose to shop online or prefer to brave the stores, I’ve got some solid advice you can use to protect your card and your finances this holiday season.

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