In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.
For most people, energy conservation means turning down the heat, turning up the air conditioning, or installing a water-saving shower head, but there are other actions homeowners can take to conserve energy, make their home more comfortable and durable, and spruce up their space at the same time.
For some people, a daily meal is a simple choice of what to eat—what kind of sauce to make for the pasta, where to get take-out for dinner, etc. But for thousands of people facing hunger in Vermont, a daily meal isn’t a choice between different recipes or restaurants. It’s often a choice between buying food and other critical needs like medicine, bills, or childcare.
Have a question about composting? You’re not the only one. Following my recent blog about Vermont’s Universal Recycling Law, I received an influx of comments requesting clarification about how to compost and deal with food scraps that can’t be composted. Here’s a list of answers to the most frequently asked questions I’ve received.
Have you ever dreamed of retiring early and going swimming with tropical fishes? Are you simply looking to increase your savings? Mr. Money Mustache is a finance blogger who writes about how he and his wife managed to retire in his 30s by lowering their expenses and saving 50% of their income. But how? Here are five of his tips to help you cut costs, save money, and achieve financial independence that much sooner—whether you want to go snorkeling or have any other retirement plans or financial goals.
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One of the first steps to living on your own is finding an apartment. Like most things, being well prepared will make the transition smooth and your apartment search more likely to succeed. I’ve been renting ever since I went to college—more than 10 years now. I’ve rented in two different states, and with every configuration of living situation (alone, with roommates, and with my partner). Over the years, I’ve had a ton of interaction with landlords, lease agreements, and state renter’s rights. I’m going to be putting the combined experience into this guide to give you the best chance of rental success.
This is not intended to be investment advice and is the personal opinion and experience of the author. WHAT IS CRYPTOCURRENCY? Cryptocurrency, or crypto, is a digital asset first created in 2009 that, unlike the U.S. dollar, doesn’t have a physical form. Bitcoin, which you may have heard of, was the first of this new kind of currency, but there have been many others created since, and seemingly more every day.
It’s so simple. The click of the keyboard loads a website and I see just what I am looking for: exercise leggings in different photo-shopped on colors. Scanning the screen for the price, bright red text catches my eye. Nine dollars. Deal. The leggings arrive and I try them on. They don’t hit my ankles and the fabric is slightly see-through, but considering the price, I can’t complain. I am satisfied with my leggings, but I realize too late I could have gotten a similar item for a similar price and higher quality by buying the leggings used. I also would have kept the leggings out of the landfill.
What do you think of when you think of “the economy?” We hear that word all the time—on the news, on the lips of politicians and policy makers, and in casual conversations, too. But what is it, exactly? Do you feel like it’s something you have a meaningful role in? Or do you feel like changes in the economy are made out there, outside of your control, by other people like stock traders, senators working on trade deals, the Treasury Secretary, and places like the World Bank and the International Monetary Fund? Well, we’re going to break it down a bit and focus on a powerful distinction within the economy—the difference between the financial economy and the real economy.