In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.
Winter is an expensive season, largely because of the cost of keeping the home warm. Fortunately, there are a lot of small, low-cost things you can do on your own to reduce seasonal heating costs, from tightening up your house before the weather hits to finding cost-effective options for home heating fuel.
If you’re changing jobs or are retiring, you’re probably wondering what to do about your employer-sponsored retirement plan, whether it’s a 401(k), a 403(b), or a 457 plan. Should you leave it where it is, roll it into a plan sponsored by your new employer, or roll it over to a self-directed IRA? Each person’s situation is different, but here are some basic considerations to keep in mind as you determine what to do with your investments.
This winter is looking a little different for many of us. No large family gatherings, no bonfires with hot toddies at our local ski resorts, and no major traveling for this season. However, that doesn’t mean you can’t enjoy what Vermont has to offer you in nature: beautiful and affordable, even free, activities!
Now that the holidays are over and you’re left cleaning up from all the fun and catching up with those who couldn't visit, you may be wondering how you can decrease the debt you’ve acquired over the holidays. Debt is an age-old problem, but fortunately there are solutions to help you recover and pay off debt after the holiday.
Sign up for our blog and get Six Tips for Improving Your Credit Score free!
So, you’re finally taking that next step in your financial stability. You're meeting with a financial advisor to figure out how you can make the most of the assets you’ve got. Maybe you don’t have much money and you’re looking for a place to start. Or maybe you’ve got plenty to invest but you’re moving to a new advisor. Either way, it’s a good idea to go to the meeting prepared so that you can come away with your questions answered and your feet firmly headed down the road toward financial security.
When I first moved into my home about four years ago, I was paying higher electric bills, with air conditioning in the summer and pellet stove heat in the winter. This worked for me for a while even though it meant purchasing pallets full of pellets (averaging a few hundred dollars per pallet) and hauling those into my home, and of course during the cold months keeping the hopper full on a regular basis. Then the pellet stove broke down and pushed me down a different path.
With interest rates hitting all-time lows, finding a savings account that offers great returns is a challenge. High-interest savings accounts are few and very far between these days. So, should you throw your money into the best account you can find and just wait for interest rates to rise or are there better ways to make the most of your deposits until the interest rate tide turns?
The latest $900 billion relief package includes a second stimulus check for Americans. Here’s what you need to know!