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Valerie Beaudin

Valerie Beaudin is the head of consumer and residential lending at VSECU. She has devoted her career to helping people understand and improve their financial situations and how to gain access to responsible financing that supports their needs and dreams. Valerie believes that doing good for the member is how we do good for the organization, our community, state, and the world. She lives with her husband in central Vermont, and enjoys disc golf, cheering on the Boston Bruins, reading, and time with her kids.

By: Valerie Beaudin

December 31st, 2019

Don't Fall into the Payday Loan Trap

Credit and Debt | Saving and Budgeting

A payday loan is a short-term loan that is intended to be paid off with your next paycheck. Payday loans are often used by people who are short of cash to pay for emergency expenses. They are prohibited in many states because they are considered predatory loans that charge unreasonably high interest rates and fees, which make them very hard to pay off. Because they’re so hard to pay off, they can trap people in a cycle of debt for years. How can you avoid these loans when you really need the cash now? Keep reading.

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