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Financial and Lifestyle Resources for Vermont

VSECU Blog

In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.

Tessa Collette

Tessa Collette is a Senior Consumer Loan Advisor, and has worked for VSECU since 2011. Her position allows her to help our members navigate the lending world and decide which loan product is best for their goals. Creative lending, where she can lower monthly payments and save members money on interest, is her favorite part of her position.

By: Tessa Collette

May 23rd, 2018

How to Make More on Your Savings Accounts

Saving and Budgeting

There are many ways to save and invest your money, whether you’re putting away for a special occasion, a purchase, retirement, college, or something else. While you’re saving, it’s good to remember that your money can make you MORE money while it’s in savings. It does this by accruing interest or dividends (depending on whether you work with a credit union or a bank).

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By: Tessa Collette

February 27th, 2018

How to Save Money and Pay off Debt

Credit and Debt | Saving and Budgeting

Reducing debt and saving money go hand in hand because you can’t save money if you use every paycheck to pay off debt and monthly bills. How do you get a grip on your debt so that more of your earnings can land in your savings account?

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By: Tessa Collette

March 31st, 2017

Do You Owe More on Your Car than it's Worth?

Auto Buying | Credit and Debt

Negative equity. Upside down. Under water. All have a similar meaning—you owe more on your car than it’s worth. This is the last situation you want to be in after buying a vehicle. There are some common reasons you may end up upside down on your loan. Doing your research ahead of time can help you avoid buying a car that’s not worth the payments!

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By: Tessa Collette

December 12th, 2016

How to Pay down Credit Card Debt

Credit and Debt | Saving and Budgeting

It’s easy to get into debt with your credit card, right? Just pull out your plastic and start swiping. Paying down credit card debt, however — not so easy. Fortunately, freedom from credit card debt is within reach for most people. You just have to commit to spending more responsibly and stay consistent with your payments until the debt is gone. The best way to begin is with a payment plan. Here are some ideas to get you started:

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6 Tips for Improving Your Credit Score

Cultivate and Maintain an Excellent Credit Score

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By: Tessa Collette

January 4th, 2016

Nine Thrifty Ideas for Getting ahead on Payments

Saving and Budgeting | Credit and Debt

Are you behind on your payments – constantly a week or two late paying rent, car payments, credit card bills? Once you get behind, it’s hard to catch up. Each late payment results in fees and interest payments, creating more and more debt. The good news is that even people who are restricted by an extremely tight budget can make small changes that enable them to pay off their debt and begin saving money for the future.

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Cultivate and Maintain an Excellent Credit Score

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Cultivate and Maintain an Excellent Credit Score

Sign up for our blog and get Six Tips for Improving Your Credit Score free!