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Financial and Lifestyle Resources for Vermont

VSECU Blog

In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.

Oliver Ames

Oliver is VSECU's social media strategist and spends most of his day engaging with members through our Facebook, LinkedIn, Twitter, and Instagram profiles. He has a background in science education, non-profit fundraising, business communication, media production, and membership-based organizations. When not at work, Oliver spends much of his time with his wife and their little dog Butterscotch at their home in Montpelier.

By: Oliver Ames

September 24th, 2020

Three Phases to Managing Finances in a Relationship

Saving and Budgeting | Lifestyle

Money can be one of the most stressful aspects of sharing your life with someone, especially in the early days of a relationship. So far, my wife and I have successfully navigated our finances through three different times in our lives: dating as students, living together, and getting married. These are the three ways we tackled the “money conversation.”

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By: Oliver Ames

September 4th, 2020

How Vermonters Will Be Affected by the New CDC Eviction Ban

Homebuying and Mortgages | Credit and Debt

Starting September 4, tenants will be protected from eviction until the end of 2020. This new government order comes from the Centers for Disease Control and Prevention and applies to renters who make less than $99,000 (or $198,000 for joint filers).

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By: Oliver Ames

July 2nd, 2020

Get Your Vermont-Made Face Masks Here

Learn Something New | Lifestyle

When the Centers for Disease Control and Prevention recommended in April that everyone wear cloth coverings to protect themselves and others from COVID-19, many Vermonters dusted off their sewing machines to make their own or pulled out their winter balaclavas. If your homemade mask is looking a little ragged and you are hoping to buy something professionally made, several Vermont businesses have stepped up to the challenge and are make comfortable, long-lasting face masks! With COVID-19 very much an ongoing public health crisis and the Vermont Department of Health recommending all Vermonters wear cloth face coverings when outside of the home, now might be the perfect time to buy yourself a new mask.

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By: Oliver Ames

May 21st, 2020

Your Economic Impact Payment Could Arrive by Debit Card

Identity and Fraud Protection

If you receive a debit card in the mail claiming to be your COVID-19 stimulus payment, don’t throw it out! While over 140 million Americans have received their Economic Impact Payment from the federal government by direct deposit or as a check in the mail, a third form of payment may be arriving for those of you still waiting.  On May 18, the U.S. Department of the Treasury and the IRS announced that roughly four million Economic Impact Payments will be sent in the mail as a prepaid debit card, often referred to as an EIP card.  

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6 Tips for Improving Your Credit Score

Cultivate and Maintain an Excellent Credit Score

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By: Oliver Ames

May 6th, 2020

How to Manage Your Personal Finances during COVID-19

Credit and Debt | Saving and Budgeting | Identity and Fraud Protection | Lifestyle

COVID-19 has brought financial uncertainty to many, and even as we edge closer to recovery, the impacts of COVID-19 will be felt by many Vermonters for months to come. I sat down with Yvonne Garand, our senior vice president of marketing and business development, to talk about personal finance in the age of COVID-19.

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By: Oliver Ames

April 15th, 2020

Top Five Myths about IRS Stimulus Payments

Credit and Debt | Learn Something New

We've received a number of inquiries from our readers about the COVID-19 economic impact payments (aka stimulus payments) since we originally posted this blog. Within those inquiries, we’re noticing a few common myths that have arisen, so we decided to post a follow-up article to clear up some of these myths. If you haven’t read the original blog, make sure to take a look if you don’t find the answers to your questions below.

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By: Oliver Ames

April 3rd, 2020

Everything You Need to Know about Your IRS Stimulus Payment

Learn Something New

The Internal Revenue Service (IRS) has provided more information about the IRS stimulus payments they will distribute within the next three weeks, also referred to as Economic Impact Payments or COVID-relief checks. Those who filed their taxes in 2018 or 2019 do not have to do anything to receive their check. There are a lot of details to this stimulus package, so we've compiled everything you need to know, including when you can expect to receive your stimulus.

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By: Oliver Ames

March 27th, 2020

Community Resources to Help You Thrive during COVID-19.

Learn Something New

As Vermonters hunker down to stop the spread of COVID-19 and lessen the burden on our healthcare system, we all have to adjust to this strange new normal. With the Governor’s "stay home, stay safe" order, all non-essential businesses have closed their doors, and most events have been canceled or postponed indefinitely. Thankfully, many businesses have modified their services to be accessible remotely. Vermont musicians are turning to livestream platforms to replace the concerts they would have previously headlined. Yoga studios are using video conferencing software to continue holding classes. Online delivery services from big and small companies alike are ramping up their shipping capability to serve the ever-increasing demand for online orders. Even grocery delivery has been made possible across Vermont.

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