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Financial and Lifestyle Resources for Vermont

VSECU Blog

In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.

Michelle "Shelly" Duprey

Michelle Duprey, also known as Shelly, is VSECU’s residential mortgage originator for Rutland, Bennington, Windsor, and Windham Counties. She works with borrowers from start to finish (and enjoys it), preparing, selecting the right program, and explaining every item and document needed to get to the closing table.

By: Michelle "Shelly" Duprey

July 9th, 2019

What is Private Mortgage Insurance?

Homebuying and Mortgages

Private mortgage insurance (PMI), mortgage insurance (MI), private MI—these are all different names for one insurance product, which I’ll refer to as PMI for the purposes of this article. PMI is required when you take out a home loan with a down payment that is less than 20% of the purchase price or appraisal value, whichever is lower.

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