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Financial and Lifestyle Resources for Vermont

VSECU Blog

In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.

Daniel Gauthier

Dan Gauthier is the Talent Development Partner at VSECU, where he is focused on recruitment, talent optimization, and retention. An enthusiastic coach and leader, his passion outside of the credit union is coaching Varsity basketball at U-32 High School. Dan lives in Berlin, Vermont with his wife, Samantha, and daughter, Harper.

By: Daniel Gauthier

April 30th, 2021

Five Ideas for How to Solve Your Financial Problems

Youth and Finances | Credit and Debt | Saving and Budgeting

Do you feel like your finances are a mess? What exactly qualifies your finances as a ‘mess,’ anyway? There are lots of rules of thumb and general advice out there—you should have two months’ worth of wages saved as an emergency fund, you should have three times your salary saved for retirement by age 40, and the like. What if you don’t; are your finances a mess? If you’re like most Americans, that may be the case. The truth is that about 63% of Americans are living paycheck to paycheck and 30% of Americans struggle to come up with $400 to pay for an emergency expense. Regardless of your personal circumstances, here are five steps to consider taking to improve your financial situation.

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