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Financial and Lifestyle Resources for Vermont

VSECU Blog

In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.

Christine Davidson

Christine Davidson is the integrated lending administrator at VSECU. She has two children and lives with her husband in Northfield.

By: Christine Davidson

December 6th, 2018

Snowmobile for sale: Should you finance your winter toy?

Lifestyle | Credit and Debt | Saving and Budgeting

Winter is definitely here and you may be thinking about enjoying this early winter snow with a new snowmobile. You may wonder whether you should finance the sled or pay cash for it. If so, you can begin by asking yourself a couple of questions: Do have enough cash to purchase the snowmobile out of pocket? If I take out a loan, can I afford another monthly payment? Do I have to put insurance on the snowmobile? How much do I really want to spend?

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By: Christine Davidson

November 13th, 2018

Five Ways to Make the Holiday Season More Affordable

Credit and Debt | Saving and Budgeting

Holiday shopping is more fun when you’re not worried about how you’re going to pay off your credit cards afterward. The best way to approach the season is to save money throughout the year, so you don’t need to rely on credit. But since we’re already counting down the days, let’s focus on what you can do if you weren’t able to save enough. Try these five ways to make the holiday season more affordable.

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By: Christine Davidson

June 20th, 2018

Is It Time to Refinance Your Car?

Auto Buying | Saving and Budgeting

You may be able to save a lot of money by refinancing your car, but is it time? If you’re asking yourself that question, read on to learn some good reasons for refinancing and some things you should consider as you get started.

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By: Christine Davidson

May 31st, 2018

How Do You Know When to Buy a New Car?

Saving and Budgeting | Auto Buying

Your vehicle has served you well – it has shuttled you safely to work, toted your belongings and groceries with care, covered the distance between you and your loved ones—but it hasn’t been working so well lately. You just had the brakes fixed and the motor is now making a strange clunking sound. Each visit to the shop seems to cost a little more and you know that some other (and possibly more expensive) repairs are looming. You just don’t know when to buy a new car.  

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6 Tips for Improving Your Credit Score

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By: Christine Davidson

February 20th, 2018

How to fix your credit report and raise your credit score

Credit and Debt | Saving and Budgeting

Your credit score is a good tool for measuring your financial wellbeing. Your score shows how good you are at paying bills on time, how much revolving debt you’ve taken on, and any debt you have neglected to pay off. Your credit report delivers your credit score. This is kind of like a report card, showing your overall credit score and the reasons for the low or high score.

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By: Christine Davidson

February 13th, 2018

What Car is Right for Me?

Auto Buying

If you’re in the market for a car, you’re probably wondering “what car is right for me?” It’s a big financial and personal decision, which will likely result in some debt. Plus, you’ll have the car for years to come, so you want to make sure you’re buying something that will fit your lifestyle for the next three to eight years. In other words, this is a decision that is worth thinking through.

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By: Christine Davidson

May 16th, 2016

Driving Green: Are You Ready for a Hybrid?

Energy Savings | Saving and Budgeting | Auto Buying

  What is the Difference between Hybrid and Electric Vehicles? Hybrid vehicles rely on more than one form of fuel for power while electric vehicles (EVs) run exclusively on electricity. Most commonly, the two types of fuel used by a hybrid vehicle are gasoline and electricity. Hybrids and EVs are often more powerful than vehicles that are powered entirely by petroleum or diesel, and they use less fuel and require fewer trips to the engine repair shop.

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By: Christine Davidson

April 26th, 2016

The Bottom Line on Car Dealership Add-Ons

Auto Buying

Don't Spend Your Money on Unnecessary Automobile Insurance, Warranties, or Other Extras Car buying can be exhausting. You research all of your options, narrow your choices, and talk the automobile salesperson down on the price, all the while waiting for that blissful moment when you can plant yourself behind the wheel of your new car and drive home.

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Cultivate and Maintain an Excellent Credit Score

Sign up for our blog and get Six Tips for Improving Your Credit Score free!