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Financial and Lifestyle Resources for Vermont

VSECU Blog

In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.

Christine Davidson

Christine Davidson is the integrated lending administrator at VSECU. She has two children and lives with her husband in Northfield.

By: Christine Davidson

October 8th, 2019

How to Get Pre-approved for a Car Loan

Auto Buying

You’re driving down the road and your engine light comes on again! The thoughts that run through your head might include “I think it’s time for a new vehicle,” “Will I get approved for a car loan?” “What’s the minimum credit score for a car loan?” “What will a new payment look like for me?” “Can I even afford to buy a vehicle?”

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By: Christine Davidson

May 7th, 2019

It's Time to Plan Your Road Trip

Saving and Budgeting | Auto Buying

You’re in your car with the windows rolled down. The wind is blowing your hair and the song “Happy” by Pharrell Williams comes on the radio. You start singing and thinking about how amazing a road trip would be with some friends.

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By: Christine Davidson

April 16th, 2019

Your Car Maintenance Checklist

Saving and Budgeting | Auto Buying

Did you know that April is National Car Care Month?  It is! And there's no better time of year to start thinking about your vehicle. By caring for your vehicle monthly, using this car maintenance checklist, you will help reduce stress and expenses associated with your vehicle and possibly help conserve energy. People often think car care costs a lot, so I want to share this car maintenance checklist to help you take care of your vehicle without breaking the bank!

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By: Christine Davidson

February 12th, 2019

Best Practices for Buying a Used Vehicle

Saving and Budgeting | Auto Buying

How to Find a Great Deal You have made the decision to purchase a used car, but you’re not sure where to begin. You know you want something that will last a long time and you know you don’t want to pay too much (which is why you’re buying second-hand). But how do you find that winning combination of long life expectancy and low cost in a vehicle you can enjoy driving? When it comes to used cars, there are three keys to finding a great deal: knowing your needs and limitations, eliminating damaged and unsafe vehicles, and finding affordable financing options.

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6 Tips for Improving Your Credit Score

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By: Christine Davidson

January 16th, 2019

New Year's Resolutions for My Car

Auto Buying

I start each year off like everyone else, with New Year’s resolutions—eat healthier and exercise more. Well this year I thought I would have a New Year’s resolution for my car! If you’re looking for some smart resolutions that will help you save money and maintain the value of your car, here are some resolutions you may want to make.

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By: Christine Davidson

December 6th, 2018

Snowmobile for Sale: Should You Finance Your Winter Toy?

Credit and Debt | Saving and Budgeting | Lifestyle

Winter is definitely here and you may be thinking about enjoying this early winter snow with a new snowmobile. You may wonder whether you should finance the sled or pay cash for it. If so, you can begin by asking yourself a couple of questions: Do have enough cash to purchase the snowmobile out of pocket? If I take out a loan, can I afford another monthly payment? Do I have to put insurance on the snowmobile? How much do I really want to spend?

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By: Christine Davidson

November 13th, 2018

Five Ways to Make the Holiday Season More Affordable

Credit and Debt | Saving and Budgeting

Holiday shopping is more fun when you’re not worried about how you’re going to pay off your credit cards afterward. The best way to approach the season is to save money throughout the year, so you don’t need to rely on credit. But since we’re already counting down the days, let’s focus on what you can do if you weren’t able to save enough. Try these five ways to make the holiday season more affordable.

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By: Christine Davidson

June 20th, 2018

Is It Time to Refinance Your Car?

Saving and Budgeting | Auto Buying

You may be able to save a lot of money by refinancing your car, but is it time? If you’re asking yourself that question, read on to learn some good reasons for refinancing and some things you should consider as you get started.

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Cultivate and Maintain an Excellent Credit Score

Sign up for our blog and get Six Tips for Improving Your Credit Score free!

Don’t leave without your free eBook

Cultivate and Maintain an Excellent Credit Score

Sign up for our blog and get Six Tips for Improving Your Credit Score free!