In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.
Is your credit score stopping you from being approved for a vehicle loan, mortgage, or credit card? Are you wondering what mistakes you may be making that are damaging your credit? Have you moved this question to the bottom of your to-do list because it is simply too stressful? If you have answered yes to any of these questions, you are not alone. Millions of people struggle with building or fixing their credit. Using a credit card correctly is essential to increase your credit score and stay out of debt. By avoiding the following mistakes, you can maintain your credit and save money in the long run.
The pandemic has created waves in the auto industry that may make it difficult to find and purchase cars for a while. The biggest issues car buyers are facing now are low inventory and the high prices that result from increased demand for the few cars that are out there.
In a variety of ways, large and small, co-ops of all kinds work hard every day, around the world, making the lives of their members a little easier and more sustainable. With October being National Co-op Month, it’s a great time to recognize and celebrate all the ways in which co-ops are cooperating here in Vermont!
Individual stocks or equities are an advanced way to build wealth. Most investors begin with a mutual fund in a retirement plan at work, or by contributing to an individual retirement account (IRA). Mutual funds are generally made up of individual holdings in stocks and/or bonds. These funds are usually managed by professional money managers who select how much of a stock or bond the investor should hold in the fund. These options are often a solid basis for beginners and less experienced investors as they take the guesswork out of investing.
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Have you ever bought lots of fresh veggies, only to forget about them and have them die in the back of the fridge? Food waste is an avoidable problem that we all deal with, but it’s manageable with a plan and proper food storage.
For most people, energy conservation means turning down the heat, turning up the air conditioning, or installing a water-saving shower head, but there are other actions homeowners can take to conserve energy, make their home more comfortable and durable, and spruce up their space at the same time.
For some people, a daily meal is a simple choice of what to eat—what kind of sauce to make for the pasta, where to get take-out for dinner, etc. But for thousands of people facing hunger in Vermont, a daily meal isn’t a choice between different recipes or restaurants. It’s often a choice between buying food and other critical needs like medicine, bills, or childcare.
Have a question about composting? You’re not the only one. Following my recent blog about Vermont’s Universal Recycling Law, I received an influx of comments requesting clarification about how to compost and deal with food scraps that can’t be composted. Here’s a list of answers to the most frequently asked questions I’ve received.