Main Menu

Financial and Lifestyle Resources for Vermont


In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.

By: Brian Bishop

January 21st, 2021

Should I Roll Over My 401(k) to an IRA

Investing in the Future

If you’re changing jobs or are retiring, you’re probably wondering what to do about your employer-sponsored retirement plan, whether it’s a 401(k), a 403(b), or a 457 plan. Should you leave it where it is, roll it into a plan sponsored by your new employer, or roll it over to a self-directed IRA? Each person’s situation is different, but here are some basic considerations to keep in mind as you determine what to do with your investments.

Read More

By: Hannah Frigon

January 19th, 2021

Seven Fun Things to Do This Winter for Free

Saving and Budgeting | Lifestyle

This winter is looking a little different for many of us. No large family gatherings, no bonfires with hot toddies at our local ski resorts, and no major traveling for this season. However, that doesn’t mean you can’t enjoy what Vermont has to offer you in nature: beautiful and affordable, even free, activities!

Read More

By: Talithia Bonner

January 14th, 2021

How to Pay off Debt after the Holidays

Credit and Debt | Saving and Budgeting

Now that the holidays are over and you’re left cleaning up from all the fun and catching up with those who couldn't visit, you may be wondering how you can decrease the debt you’ve acquired over the holidays. Debt is an age-old problem, but fortunately there are solutions to help you recover and pay off debt after the holiday. 

Read More

By: Brian Bristow

January 12th, 2021

Your Financial Advisor Meeting Checklist

Investing in the Future

So, you’re finally taking that next step in your financial stability. You're meeting with a financial advisor to figure out how you can make the most of the assets you’ve got. Maybe you don’t have much money and you’re looking for a place to start. Or maybe you’ve got plenty to invest but you’re moving to a new advisor. Either way, it’s a good idea to go to the meeting prepared so that you can come away with your questions answered and your feet firmly headed down the road toward financial security.       

Read More
6 Tips for Improving Your Credit Score

Cultivate and Maintain an Excellent Credit Score

Sign up for our blog and get Six Tips for Improving Your Credit Score free!

By: Seth Kerin

January 7th, 2021

Take Solar to the Next Level with a Solar Battery

Energy Savings | Saving and Budgeting

When I first moved into my home about four years ago, I was paying higher electric bills, with air conditioning in the summer and pellet stove heat in the winter. This worked for me for a while even though it meant purchasing pallets full of pellets (averaging a few hundred dollars per pallet) and hauling those into my home, and of course during the cold months keeping the hopper full on a regular basis. Then the pellet stove broke down and pushed me down a different path.

Read More

By: Sarah Swenson

January 5th, 2021

How to Save Money When Interest Rates Are Low

Saving and Budgeting

With interest rates hitting all-time lows, finding a savings account that offers great returns is a challenge. High-interest savings accounts are few and very far between these days. So, should you throw your money into the best account you can find and just wait for interest rates to rise or are there better ways to make the most of your deposits until the interest rate tide turns?

Read More

By: Oliver Ames

December 29th, 2020

What Vermonters Need to Know About the $600 Stimulus Check

Credit and Debt | Learn Something New

The latest $900 billion relief package includes a second stimulus check for Americans. Here’s what you need to know!

Read More

By: Steve Timmons

December 29th, 2020

How to Avoid Common Types of Fraud: Spoofing

Identity and Fraud Protection

Between information stolen from data breaches and personal details we share on social media, fraudsters can be equipped with a lot of information about who we are. However, they may need to gather additional information not readily available in order to access our personal and financial accounts and perpetrate their schemes. So that we can better protect ourselves, it is important that we understand some of the typical methods fraudsters use to collect this information. This is the first in a series of blog posts on common fraud tactics. In it, we’ll examine a method known as spoofing.

Read More