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Financial and Lifestyle Resources for Vermont

VSECU Blog

In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.

By: Laurie Fielder

September 20th, 2018

Get the Best out of Your Home Heating Equipment

Energy Savings

With the heating season coming up quick, this is a good time to assess your home heating equipment to make sure it’s in good working order. By maintaining your equipment, you’ll ensure that your stove, boiler, furnace, mini-split, or other heating unit performs as efficiently as possible. Here are some tips to help you get ready for the cold weather:

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By: David Roberts

September 11th, 2018

Do Affordable Electric Cars Exist (and Should You Buy One)?

Energy Savings | Auto Buying

This is an exciting time for plug-in electric vehicle (EV) buyers. Manufacturers are producing more affordable electric cars in a wider array of models than ever before. And now, the Vermont Public Utility Commission (PUC) is investigating how electric utilities and others can promote the ownership and use of electric vehicles in the state. If you’re on the fence about buying an EV, this article may help you pick a side.

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By: Lisa LaSante

September 5th, 2018

Should You Consolidate to Reduce Your Debt?

Credit and Debt

Is your debt spread out in all directions—through loans, credit cards, a mortgage (or two), you name it? Are you carrying credit card balances on high-interest cards that you can’t seem to pay off? Are you struggling to save for future needs or significant life changes like retirement? If so, debt consolidation could help reduce your monthly financial obligations (and your stress), open up your monthly cash flow, and ultimately allow you to reduce your debt more quickly.

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By: Laurie Fielder

August 28th, 2018

How to Improve the Energy Efficiency of Your Roof

Energy Savings | Learn Something New

If your house were a human, the attic and roof would be its head—that part of the human anatomy that loses the most heat. Just as you would wear a hat in the winter, you want to make sure your attic and roof are protected against the elements.

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6 Tips for Improving Your Credit Score

Cultivate and Maintain an Excellent Credit Score

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By: Heidi White

July 10th, 2018

How to Calculate Your Debt Payoff

Homebuying and Mortgages | Saving and Budgeting | Investing in the Future

When you pay off debt, you open up options for yourself. You improve your cash flow, so you can stop living from paycheck to paycheck; you free up money so that you can buy the things you need and want to live a more productive and engaged life; and you put yourself in a position to save more money for a more comfortable retirement.

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By: Matt Kilcoyne

June 27th, 2018

Low-Interest Financing Brings Home Energy Efficiency within Reach

Homebuying and Mortgages | Energy Savings | Saving and Budgeting

If you’re not sure if you can afford to improve the energy efficiency of your home, you’re in good company. Lots of people wonder not only about how to pay for home improvements but also about what upgrades make the most sense. The good news is that you can get help about both concerns. At Efficiency Vermont, it’s my job to give objective advice about lowering energy use within any budget. One of the ways that many people are able to make their dream of an efficient home a reality is with a low-interest energy loan.

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By: Christine Davidson

June 20th, 2018

Is It Time to Refinance Your Car?

Saving and Budgeting | Auto Buying

You may be able to save a lot of money by refinancing your car, but is it time? If you’re asking yourself that question, read on to learn some good reasons for refinancing and some things you should consider as you get started.

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By: Yvonne Garand

June 13th, 2018

How Emotion Can Thwart Your Investment Plans

Credit and Debt | Saving and Budgeting | Investing in the Future

Life experiences fall into three categories: cognitive (thoughts), emotional (feelings) and physical (physiology and actions). Though interconnected, one of these three has a disproportionately larger impact on your decision-making when it comes to finances—emotions. Emotions are volatile and can be stimulated by many triggers, whether it be a new raise, a death in the family, or fluctuating market conditions.

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Cultivate and Maintain an Excellent Credit Score

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