Main Menu

Financial and Lifestyle Resources for Vermont

VSECU Blog

In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.

By: Mieka Carey

September 14th, 2021

Hunger Action Month: Food Insecurity in Vermont and Resources that Can Help

For some people, a daily meal is a simple choice of what to eat—what kind of sauce to make for the pasta, where to get take-out for dinner, etc. But for thousands of people facing hunger in Vermont, a daily meal isn’t a choice between different recipes or restaurants. It’s often a choice between buying food and other critical needs like medicine, bills, or childcare.

Read More

By: Anne Bijur

September 9th, 2021

FAQ: Food Scraps, Compost, and Vermont's Universal Recycling Law

Saving and Budgeting | Learn Something New

Have a question about composting? You’re not the only one. Following my recent blog about Vermont’s Universal Recycling Law, I received an influx of comments requesting clarification about how to compost and deal with food scraps that can’t be composted. Here’s a list of answers to the most frequently asked questions I’ve received.

Read More

By: Nick Bohlen

September 3rd, 2021

Mr. Money Mustache's Cost-Cutting Tips to Save Money and Retire Early

Saving and Budgeting | Lifestyle

Have you ever dreamed of retiring early and going swimming with tropical fishes? Are you simply looking to increase your savings? Mr. Money Mustache is a finance blogger who writes about how he and his wife managed to retire in his 30s by lowering their expenses and saving 50% of their income. But how? Here are five of his tips to help you cut costs, save money, and achieve financial independence that much sooner—whether you want to go snorkeling or have any other retirement plans or financial goals.

Read More

By: David Tepfer

August 26th, 2021

How to Successfully Apply for and Rent an Apartment in Vermont

Homebuying and Mortgages | Youth and Finances | Saving and Budgeting

One of the first steps to living on your own is finding an apartment. Like most things, being well prepared will make the transition smooth and your apartment search more likely to succeed. I’ve been renting ever since I went to college—more than 10 years now. I’ve rented in two different states, and with every configuration of living situation (alone, with roommates, and with my partner). Over the years, I’ve had a ton of interaction with landlords, lease agreements, and state renter’s rights. I’m going to be putting the combined experience into this guide to give you the best chance of rental success.

Read More
6 Tips for Improving Your Credit Score

Cultivate and Maintain an Excellent Credit Score

Sign up for our blog and get Six Tips for Improving Your Credit Score free!

By: Seth Kerin

August 24th, 2021

What is Cryptocurrency? How to Use and Invest in Digital Currencies

Investing in the Future | Learn Something New

This is not intended to be investment advice and is the personal opinion and experience of the author. WHAT IS CRYPTOCURRENCY? Cryptocurrency, or crypto, is a digital asset first created in 2009 that, unlike the U.S. dollar, doesn’t have a physical form. Bitcoin, which you may have heard of, was the first of this new kind of currency, but there have been many others created since, and seemingly more every day.

Read More

By: Emily Johnston

August 18th, 2021

Used Clothing or Fast Fashion? Your Buying Habits Matter.

It’s so simple. The click of the keyboard loads a website and I see just what I am looking for: exercise leggings in different photo-shopped on colors. Scanning the screen for the price, bright red text catches my eye. Nine dollars. Deal. The leggings arrive and I try them on. They don’t hit my ankles and the fabric is slightly see-through, but considering the price, I can’t complain. I am satisfied with my leggings, but I realize too late I could have gotten a similar item for a similar price and higher quality by buying the leggings used. I also would have kept the leggings out of the landfill.

Read More

By: Simeon Chapin

August 12th, 2021

What Does Economy Mean? The Difference of Real vs. Financial Economics

Alternative Banking | Local Investing | Learn Something New

What do you think of when you think of “the economy?” We hear that word all the time—on the news, on the lips of politicians and policy makers, and in casual conversations, too. But what is it, exactly? Do you feel like it’s something you have a meaningful role in? Or do you feel like changes in the economy are made out there, outside of your control, by other people like stock traders, senators working on trade deals, the Treasury Secretary, and places like the World Bank and the International Monetary Fund? Well, we’re going to break it down a bit and focus on a powerful distinction within the economy—the difference between the financial economy and the real economy.

Read More

By: Nick Bohlen

August 3rd, 2021

How to Find a Job in Seven Steps

Learn Something New | Lifestyle

Getting a new job is exciting. Finding a new job? Not so much. If you’ve experienced anything like my six-month job search in Vermont, the process can get stressful, tedious, and exhausting. But there are ways to make it easier. Now that pandemic restrictions have eased, Vermont’s job market is finally opening up and employers are actually struggling to find workers. From firsthand experience, here are some of my personal tips for finding a job.

Read More