In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.
I am a passionate person, so I often have to rein in my emotions when making important decisions like buying a house. But you don’t have to be an overly intense person for your decisions to be influenced by emotion. In fact, it has long been known that emotions are the primary drivers behind human decision-making. Though our emotions can help us make quicker decisions based on past experiences, they can also get in the way of good decision-making by allowing us to sidestep our more analytic nature.
So you’re thinking about commuting to work by bicycle? First of all, congratulations. Your life is about to get a zillion times more fun. And you’re going to save money and reduce your environmental impact! You probably have a bunch of questions about bike commuting gear, though.
On the homepage of their website, the Vermont Foodbank notes that “In Vermont, one in four people struggles with hunger.” That means that on any given day, you may pass by a handful of people who will go to bed hungry that night. You may even be one of those who are struggling.
Mr. Buble and many other artists sing “I’m dreaming of a debt free/less stressful Christmas!” Okay, I know it’s supposed to be “White Christmas.” And for us Vermonters, a white Christmas is bound to happen! But for most, the holidays bring more than wrapping paper, bows, and gift cards; it brings worry of being able to afford it all, which makes this a perfect time to start thinking about a Christmas savings plan.
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We've started to experience some pretty chilly nights, and we all know what this means—the start of the heating season is upon us! Many Vermonters heat their homes with fuel oil, and know that this requires a storage tank that is owned by the fuel recipient, not the fuel dealer. In order to ensure that the tank is safe for the homeowner and the environment, Vermont fuel dealers are required to inspect a tank prior to the initial delivery of fuel to a new customer, and some new regulations for Vermont oil tanks are now in effect.
Mix and Match Heating Options for Your Unique Home The good and bad news about heating your home in Vermont is that there are no one-size-fits-all solutions. Every home is different, after all—with existing heating system, floor plan, and heat-loss issues. The reason this is good news is that you can create a system that works for your unique home and budget. It may take some research, but you’ve come to the right place. In order to simplify your search for the perfect system for your home, we have compiled this list of the five efficient home heating options and the types of homes they are best suited to.
Winter is an expensive season, largely because of the cost of keeping the home warm. Fortunately, there are a lot of small, low-cost things you can do on your own to reduce seasonal heating costs, from tightening up your house before the weather hits to finding cost-effective options for home heating fuel.
On July 29, 2017, Equifax, one of three large U.S. credit bureaus discovered that it had experienced a data breach. The news went public on September 7, but the breach occurred over a period of time earlier in the year—from mid-May through July. According to the Equifax consumer notice, the breach compromised the credit card numbers of about 209,000 consumers, and dispute documents containing personal identifying information (names, Social Security numbers, birth dates, addresses, and driver’s license numbers) of about 182,000 consumers. All in all as many as 143 million in the United States could be impacted.