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Financial and Lifestyle Resources for Vermont

VSECU Blog

In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.

By: Brian Bristow

December 20th, 2017

Retirement Plan Contribution Limits to Rise in 2018

Saving and Budgeting | Investing in the Future

Thanks to inflation, the federal government has increased the annual contribution limits and phase-out ranges on some of the most popular qualified retirement plans. This is a great shift, allowing you to save more in your workplace retirement account in 2018.

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By: Yvonne Garand

December 13th, 2017

A Year End Investment Checklist for Smart Investors

Saving and Budgeting | Investing in the Future

Looking for new ways to save money at tax time? Smart investors know that their portfolio is a powerful tool for balancing their annual income. To help you put your portfolio to work for you, we have created this year-end investment checklist, which is full of great ideas for leveraging your investments to lower your taxes and tune up your portfolio for the coming year.

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By: David Tepfer

December 7th, 2017

Want to Play Monopoly? Try a Friendlier Game.

Youth and Finances | Cooperatives | Learn Something New | Lifestyle

If you’ve played the board game Monopoly, you have probably experienced the heated arguments, flipped boards, and endless play time that normally comes with it. But what you may not know about Monopoly is these horrible experiences we have are all part of the game.

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By: Thomas White

November 28th, 2017

How to Keep Your Credit Card Safe over the Holidays

Identity and Fraud Protection

Criminals love the holiday season. Why? Because it gives them more opportunities to steal credit card information. They do this at the register, by phone, and even at the gas station. Fraudsters have many techniques for committing card fraud. This article will outline some of their techniques and give you some tips for how to keep your credit card safe over the holidays.  

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6 Tips for Improving Your Credit Score

Cultivate and Maintain an Excellent Credit Score

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By: Bonnie Palmer

November 22nd, 2017

Buy Local on Small Business Saturday

Business Development | Lifestyle

Do you know that the Saturday after Thanksgiving is Small Business Saturday? And that when you buy from a Vermont vendor, you keep money in our state and support our local economy? While Small Business Saturday is a great chance to get out there and support your local stores, but don't forget—you can buy local every day of the year. 

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By: Brian Bristow

November 14th, 2017

Should You Keep Working after Retirement?

Saving and Budgeting | Investing in the Future

There are many reasons why working after retirement might appeal to you. You may want to keep your mind active or stay socially active. You may just need more money to support your lifestyle. Either way, post-retirement work can affect your Social Security benefits. So, if you’re thinking of retiring soon or are already retired, here’s what you need to know before you settle into another job.

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By: Yvonne Garand

November 2nd, 2017

People, Planet, Profit—How Is Your Money Being Used?

Alternative Banking | Local Investing | Cooperatives | Learn Something New

Make an impact through values-based banking The term banking is used to describe the act of using your money for your own financial well-being. It could be saving money in a bank account, paying bills in online banking, or borrowing money for a home, vehicle, or for some other purpose.  

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By: Yvonne Garand

October 25th, 2017

Why a Good Credit Score May Not Help You Get a Loan

Credit and Debt

How lenders view an unsecured debt ratio  Think your good credit score is enough to help you get a loan? It may not be as adequate as you think if your unsecured debt ratio is high. Though most people have some level of unsecured debt, a high ratio of this type of debt is a red flag to lenders that you are not in a position to borrow more. Not sure what this means? Keep reading…

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Cultivate and Maintain an Excellent Credit Score

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Cultivate and Maintain an Excellent Credit Score

Sign up for our blog and get Six Tips for Improving Your Credit Score free!