In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.
Thanks to inflation, the federal government has increased the annual contribution limits and phase-out ranges on some of the most popular qualified retirement plans. This is a great shift, allowing you to save more in your workplace retirement account in 2018.
Looking for new ways to save money at tax time? Smart investors know that their portfolio is a powerful tool for balancing their annual income. To help you put your portfolio to work for you, we have created this year-end investment checklist, which is full of great ideas for leveraging your investments to lower your taxes and tune up your portfolio for the coming year.
If you’ve played the board game Monopoly, you have probably experienced the heated arguments, flipped boards, and endless play time that normally comes with it. But what you may not know about Monopoly is these horrible experiences we have are all part of the game.
Criminals love the holiday season. Why? Because it gives them more opportunities to steal credit card information. They do this at the register, by phone, and even at the gas station. Fraudsters have many techniques for committing card fraud. This article will outline some of their techniques and give you some tips for how to keep your credit card safe over the holidays.
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Do you know that the Saturday after Thanksgiving is Small Business Saturday? And that when you buy from a Vermont vendor, you keep money in our state and support our local economy? While Small Business Saturday is a great chance to get out there and support your local stores, but don't forget—you can buy local every day of the year.
There are many reasons why working after retirement might appeal to you. You may want to keep your mind active or stay socially active. You may just need more money to support your lifestyle. Either way, post-retirement work can affect your Social Security benefits. So, if you’re thinking of retiring soon or are already retired, here’s what you need to know before you settle into another job.
Make an impact through values-based banking The term banking is used to describe the act of using your money for your own financial well-being. It could be saving money in a bank account, paying bills in online banking, or borrowing money for a home, vehicle, or for some other purpose.
How lenders view an unsecured debt ratio Think your good credit score is enough to help you get a loan? It may not be as adequate as you think if your unsecured debt ratio is high. Though most people have some level of unsecured debt, a high ratio of this type of debt is a red flag to lenders that you are not in a position to borrow more. Not sure what this means? Keep reading…