In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.
When you’re just starting out in business, it’s hard to know how much you should spend on marketing. If you’re like most small business owners, you don’t have much budget to spend, so you’ve got to get by on what you’ve got. The biggest mistake you can make is to spend too little on marketing tactics, thus limiting the exposure people have to your products or services.
Your vehicle has served you well – it has shuttled you safely to work, toted your belongings and groceries with care, covered the distance between you and your loved ones—but it hasn’t been working so well lately. You just had the brakes fixed and the motor is now making a strange clunking sound. Each visit to the shop seems to cost a little more and you know that some other (and possibly more expensive) repairs are looming. You just don’t know when to buy a new car.
There are many ways to save and invest your money, whether you’re putting away for a special occasion, a purchase, retirement, college, or something else. While you’re saving, it’s good to remember that your money can make you MORE money while it’s in savings. It does this by accruing interest or dividends (depending on whether you work with a credit union or a bank).
In a time when cyber-attacks and identity theft are becoming all too common, you can (and should) take some steps to ensure that your information stays safe. Of those steps, keeping your electronic devices up to date is one of the most important.
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If you’re buying a home, it's time to get organized! A home is one of the most expensive purchases you are likely to make in a lifetime and the homebuying process can be complicated. This is the time to decide what kind of home you want and what you need to do in order to buy it. So, take a moment to consider (and write down) the steps you’ll need to take in the months to come.
Your credit score is a number, based on your credit report, that helps financial institutions determine if you will repay a loan. Credit scores can range from 300-850. Typically, the higher the credit score, the more likely the borrower will pay off their loan.
When you first start bike commuting, a big question you are going to have is what kind of bike do you need? There are a ton of different bikes out there, and I am not even talking about brands. It can be very confusing. When it comes to buying your bike, the most important thing you can do is ask yourself these questions.
If you’re a business owner, solar energy can provide a range of benefits, including lower energy costs and tax incentives. Solar isn’t for every business, though, so you will want to do a little research to determine if it makes sense for yours. This article is just a brief introduction to get you acquainted with the basics.