In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.
We've started to experience some pretty chilly nights, and we all know what this means—the start of the heating season is upon us! Many Vermonters heat their homes with fuel oil, and know that this requires a storage tank that is owned by the fuel recipient, not the fuel dealer. In order to ensure that the tank is safe for the homeowner and the environment, Vermont fuel dealers are required to inspect a tank prior to the initial delivery of fuel to a new customer, and some new regulations for Vermont oil tanks are now in effect.
Mix and Match Heating Options for Your Unique Home The good and bad news about heating your home in Vermont is that there are no one-size-fits-all solutions. Every home is different, after all—with existing heating system, floor plan, and heat-loss issues. The reason this is good news is that you can create a system that works for your unique home and budget. It may take some research, but you’ve come to the right place. In order to simplify your search for the perfect system for your home, we have compiled this list of the five efficient home heating options and the types of homes they are best suited to.
Winter is an expensive season, largely because of the cost of keeping the home warm. Fortunately, there are a lot of small, low-cost things you can do on your own to reduce seasonal heating costs, from tightening up your house before the weather hits to finding cost-effective options for home heating fuel.
On July 29, 2017, Equifax, one of three large U.S. credit bureaus discovered that it had experienced a data breach. The news went public on September 7, but the breach occurred over a period of time earlier in the year—from mid-May through July. According to the Equifax consumer notice, the breach compromised the credit card numbers of about 209,000 consumers, and dispute documents containing personal identifying information (names, Social Security numbers, birth dates, addresses, and driver’s license numbers) of about 182,000 consumers. All in all as many as 143 million in the United States could be impacted.
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What does hunger look like in Vermont? 69,724 Vermonters live in food insecure households, meaning they don’t have regular access to nutritious foods. Food insecurity is defined by the USDA as the lack of access to enough food to fully meet basic needs at all times due to a lack of financial resources.
When you take out a loan or put charges on your credit card, you’re not just responsible for paying back the amount you have borrowed; you also have to pay interest. However, you can reduce the amount of interest you owe by making extra principal payments. How do you do that?
You’ve seen them everywhere—large open solar fields with rows of panels. Aside from housing energy-saving devices, these fields are often left unused. However, these well-mowed solar fields are often excellent, untapped resources. Why not put them to use to help bees and other pollinators that are dying due to climate change, pesticide use, and loss of habitat?
What’s cool during the summer, warm during the winter, and environmentally friendly throughout the year? A heat pump! Heat pumps (also referred to as ductless or cold-climate heat pumps, or mini-splits) can be an energy efficient home heating solution, depending on the layout and building envelope of your home and the heating systems you already have in place. And they double as an air conditioner in the summer. What could be better than that?