In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.
What do you think of when you think of Vermont? For me, it’s our green mountains, kind and thoughtful residents, cooperative culture, amazing lakes and rivers, and our working landscape (Vermont farms). As a matter of fact, the Council on the Future of Vermont found that 97.2% of all Vermonters rank the working landscape and its heritage as one of their top values when they think of Vermont.
I’m a thrifty type, but I recently came down with a case of travel fever. It started two years ago with a trip to Barcelona and has spread to frequent small excursions in the states and Canada and a whirlwind weekend trip to Iceland. Being relatively low on cash, I have quickly discovered some great ways to save abroad, up north, and on US soil. I like knowing how to travel cheap and if you’re reading this, I suspect you do too, so here are five tips to help you get where you want to go at minimum cost.
In the last 10 years, we have made huge leaps in the accessibility of cat videos; there are now even festivals for watching internet cat videos. Weirdly, this access to recreational media is driving expectations of banking technology.
It seems easy and stress free to swipe the new credit card, or try to get approved for a loan to cover the big expenses. However, as easy as it seems, it’s more stressful! Racking up debt results in heftier monthly payments, and from personal experience I know that these can creep up faster than expected, sometimes leaving you with the occasional… “Where did all my money go?”
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If you care about the environment, you’re probably doing what you can to preserve natural resources and reduce fossil fuel use. Maybe you’re recycling and using energy efficient lighting. Maybe you’re even sharing rides to save gas. You may buy environmentally friendly products and, if you’re really serious about how to protect the environment, invest in companies and options that are kind to the planet.
In today’s world, there are very few reasons NOT to go solar. So why go solar? Solar equipment is becoming more affordable and community solar arrays make it possible for those who rent their home, or have a site with poor sun exposure or other barriers to a solar installation, to benefit from an off-site solar array. This article will focus on 7 more reasons.
For preteens, saving money is like any other skill they will learn—practice makes perfect. To teach your child how to save money, encourage them to make it a habit. If you can get them to practice the fine art of saving, eventually they will do it on their own without reminders. Youth are consumers too, and learning the basics will help them become smart spenders. It will also help them form a foundation for building good credit later in life.
When you're injured and can't work, paying the bills can be a trick. Missing payments can ruin your credit and maybe even result in the loss of your car or your house. You can prepare for the worst by getting loan payment protection like credit life and credit disability insurance.