VSECU Blog. Financial and lifestyle resources for Vermonters - a credit union for everyone in Vermont.
Which is Better? A Roth or Traditional IRA? You’re smart to start saving for retirement in an Individual Retirement Account (IRA). Think of an IRA as a toolbox, and inside are different types of saving tools you purchase to fill your toolbox.
Listen Here: I’m a mother of two who works a full time job, but volunteering is important to me. I want to be involved in my community and use my passion to help others. It is difficult to find the time and energy to find volunteer opportunities and make it happen, though. Fortunately, I am an engagement specialist by profession, and am responsible for helping co-workers find volunteer outlets for their passions, so I have learned some tips and tricks for freeing up time to give back to the community. Here are some things I’ve learned along the way:
The holidays are over, but that doesn’t mean you should stop protecting yourself from cybercrime. Fraudsters get busy during the holiday season, harvesting information from the credit cards of generous shoppers. After the holidays, they use the data they’ve collected to wreak havoc on their victim’s accounts.
If you’re a fan of Punxsutawney Phil, you already know he saw his shadow, so we're in for another six weeks of winter. Despite the bleak Groundhog Day forecast, spring is still on its way and I’m going to encourage you to start your spring planning ASAP. So, if you’re ready to “think spring,” here are some ideas to help you prepare.
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Tax season can be frustrating and overwhelming. Here are a few suggestions to help reduce your stress during this time of year.
The end of January is on the horizon. Are you still holding strong to your New Year’s resolutions or are they languishing in the wasteland of abandoned intentions? Maybe you hoped to save enough to make a downpayment on a new home this year or put more into your retirement fund. Maybe you just want to lose a few extra pounds. Well, this is your reminder to pull out those dejected intentions or create a fresh set of resolutions based on your needs, wishes, or desires, and try something new today.
When it comes to credit scores there are a lot of myths, which can cause consumers to make poor decisions about their credit card use. Here is a list of the most common misconceptions (and why you shouldn’t believe them):
Suggestions to lift your spirits during the cold months Winter blues can take a toll on your finances as you pay more for repeat visits to the doctor's or psychologist's office and/or lose income due to sick days or extra mental health days. If you find it tough surviving winter, you’re not alone and you have options. Here are some tips to help you survive the cold, dark season.