In the VSECU Blog you'll find financial and lifestyle resources to help empower possibilities for your personal success.
It might seem easy to make money on your trade-in—just get your car in tip-top shape and you’ll get the most money for it, right? Well, that’s not always true and can sometimes lead to spending more money than you’re getting back, so I’m going to walk you through the basic steps of how to get the most for your old car.
Negative equity. Upside down. Under water. All have a similar meaning—you owe more on your car than it’s worth. This is the last situation you want to be in after buying a vehicle. There are some common reasons you may end up upside down on your loan. Doing your research ahead of time can help you avoid buying a car that’s not worth the payments!
Shopping for and buying a new car can be stressful and time consuming. Buyers often rush through the buying process because they can’t wait to drive away in their new rig. But when the dust settles, they realize they could have found a better interest rate or bargained for a better price. A great way to get a better deal and save money on your car is to refinance your auto loan.
Which is Better? A Roth or Traditional IRA? You’re smart to start saving for retirement in an Individual Retirement Account (IRA). Think of an IRA as a toolbox, and inside are different types of saving tools you purchase.
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Since a car is such a big investment, you want to make sure you pick a reliable car that is going to last. But how? A great place to start is with Consumer Reports' Car Brands Reliability report, which lists these brands as the top ten most reliable:
Listen Here: As home prices go up, you can cut costs by moving into a tiny house or a mobile home. Tiny houses are the most affordable, but not everyone can handle a tiny living space. If you’re considering downsizing or finding a more affordable home, you can start by comparing and contrasting these two styles.
Listen Here: I’m a mother of two who works a full time job, but volunteering is important to me. I want to be involved in my community and use my passion to help others. It is difficult to find the time and energy to find volunteer opportunities and make it happen, though. Fortunately, I am an engagement specialist by profession, and am responsible for helping co-workers find volunteer outlets for their passions, so I have learned some tips and tricks for freeing up time to give back to the community. Here are some things I’ve learned along the way:
Listen Here: The holidays are over, but that doesn’t mean you should stop protecting yourself from cybercrime. Fraudsters get busy during the holiday season, harvesting information from the credit cards of generous shoppers. After the holidays, they use the data they’ve collected to wreak havoc on their victim’s accounts.